Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
Generali Global Assistance
Standard
Our two week Insight tour to Croatia was cancelled due to lack of guests. I was forced to cancel our Lufthansa air because there was no reason to wander around Croatia without a tour.
NY does not allow a cancel for any reason clause in the trip insurance. Insurance premium is not refundable. Most people DO NOT buy refundable air fare. Air is too much and so is the refundable fare.
Insight refunded the tour payment.
We lost our airfare. Generali did not accept our circumstances and did not refund the air fare. Was it a trip interruption? NO! Generali did nothing for us except take our money. They did not offer a voucher for the $556 premium. I can understand their reason that our problem was not covered but in this day and age things are unsettled. Also we made our purchases in good faith. It was beyond our control that the trip was cancelled. We lost a total of $2400.00.
We have used Generali many times. We never had a problem because we never needed to file a claim.
NY does not allow a cancel for any reason clause in the trip insurance. Insurance premium is not refundable. Most people DO NOT buy refundable air fare. Air is too much and so is the refundable fare.
Insight refunded the tour payment.
We lost our airfare. Generali did not accept our circumstances and did not refund the air fare. Was it a trip interruption? NO! Generali did nothing for us except take our money. They did not offer a voucher for the $556 premium. I can understand their reason that our problem was not covered but in this day and age things are unsettled. Also we made our purchases in good faith. It was beyond our control that the trip was cancelled. We lost a total of $2400.00.
We have used Generali many times. We never had a problem because we never needed to file a claim.
Patricia F. would not
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
The trip included a
tour
Generali Global Assistance
Preferred
no need to use
Cynthia O. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Cruise, Tour & Travel
We used this plan for years before using it through your site. Their website is more complex, so it's easier to buy through you.
Reuven F. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
Having Generali Global Assistance plan to rely on in case of an unforeseen health emergency provides peace of mind especially traveling overseas during these tumultuous times.
Donald B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Travelex
Travel Select
Very impressive responsiveness.
Stephen M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Generali Global Assistance
Standard
Having never filed a claim, I am not in a position to recommend this company. The mere existence of the policy with no claims ever filed doesn’t provide enough information to evaluate them.
John M. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
International Medical Group
iTravelInsured SE
The prove on this plan is when one has to make a claim. Since I have never made a claim I cannot review or make judgement on this plan. the purchase process when well and that is all that i can attest to.
I would like to see coverage of preexisting conditions extended for a longer period after initial payment on trip is made.
I would like to see coverage of preexisting conditions extended for a longer period after initial payment on trip is made.
Ramon C. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
Did not require any issues to be resolved. Everything was fine.
Jay G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
Although we completed our trip in April, I have waited to complete my review because I had a claim pending. I wanted to see what the results would be. I am happy to report that my claim for reimbursement for one missed day of our trip was compensated for very fairly. My husband and I received checks last week. The reporting process was not easy and took quite a bit of time, and then more information was requested. I would suggest that travelers maintain good files and keep everything in the event of needing to file a claim. I spoke to representatives on the phone who were very helpful and pleasant. I will use insuremytrip.com for all future trips.
Philip H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
The plan we purchased had a $300 reimbursement available for delayed bags. We had a prolonged baggage delay and had to pay for a porter to transfer our luggage to our hotel in order to get our bags back. The claim to reimburse that was denied.
April H. would not
recommend this plan to a friend or relative.
4 of
5 people found this review helpful
-
Michelle A
Thank you very much for taking the time to submit your review. It is never pleasant to hear that your claim was denied. However, per the certificate language, baggage delay coverage reads as: “We will reimburse You, less any amount paid or payable from any other valid and collectible insurance or indemnity, up to the amount shown in the Confirmation of Benefits, for the cost of reasonable additional clothing and personal articles purchased by You, if Your Baggage is delayed for 12 hours or more during Your Trip.” The policy unfortunately does not cover the cost of your bags being delivered., but if you did have to purchase any additional clothing or personal items to hold you over, there may be coverage available for those expenses. If you do find that you had additional expenses that were not covered, please call our Customer Care team at (800) 487-4722 to request an Anytime Advocate so we can assist you in disputing your claim.Jul 31,2019-
AprilH
In my opinion, my own luggage items, fit within the category of “reasonable personal articles” purchased by me. Our fee for transportation of our luggage/clothing and personal articles was around $80 (well under the $300 limit).Jul 31,2019
-
Hi Patricia. Thank you for your feedback. We're sorry to hear you had to cancel your trip and apologize for not meeting your expectations. We take customer service and the claims review process very seriously and cannot stress enough that it is important to review the coverage details of our plans via the sample Description of Coverage/Insurance Policy that’s provided at the time of purchase, and contact us at (800) 541-3522 or via email at [email protected]. with any additional questions you may have. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim. The plan you purchased includes approximately 20 different covered events under which we can provide coverage if you are forced to cancel your trip. The plan is unfortunately unable to provide coverage for every event that might cause you to cancel. If there is something specific that you want to be sure is covered, feel free to ask about it before you purchase the policy. Please reach out to us at the number or email provided above if you have any additional questions or concerns.