Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
Nationwide Mutual Insurance
Essential
did not use it but I think the insure is necesary
Georgina B. would
recommend this plan to a friend or relative.
The trip included a
tour
Travelex
Travel Select
On paper my coverage was exactly what I wanted and InsureMyTrip made it very easy to purchase.
Since I did not have to make a claim, there is no way to know how good a policy it actually was. However, it did provide some peace of mind.
Since I did not have to make a claim, there is no way to know how good a policy it actually was. However, it did provide some peace of mind.
Thomas T. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Preferred
We were very pleased with the cost of the policy and the coverages provided,however, the true test of the policy is not coverages but how you deal with a claim and that we never tested, particularly, when the coverages were mostly secondary and one does not know what hoops we would have to jump through to process a claim.
James D. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Basic
The cost of the plan is a little high, otherwise it's a good coverage.
Meri L. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Did not use it, but feel more safe to have the coverage
Vladimir L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
I can't give you much of a review since we were fortunate and never had to use it.
We liked what it covered for the price which we thought was more reasonable than others we checked.
We liked what it covered for the price which we thought was more reasonable than others we checked.
Karen K. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
Our river cruise was cancelled one week before it was to have started.
Robert M. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
We did not have to file any claims fortunately. Very easy to work with. Coverage was originally purchased for a European river cruise. Due to the drought in Europe this summer and low river levels Viking cancelled our cruise and refunded 100% of our money. We decided to still go on our own by train to most of the same places but a couple weeks later. C & F Travel Insured transferred the coverage the new trip without any hassle.
Teunis H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Generali Global Assistance
Preferred
When I compared the cost with friends who travel extensively overseas their costs were signifcantly cheaper.
Michael K. would not
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I filed a claim with them when we had to cancel for medical reasons. That was weeks ago. Have not received confirmation that they received claim. There was a signed requirement for mail delivery and having not received a thing from USPS I assume it was delivered . There’s never anyone to answer my call. Leave message no response....very poor way to run a business.
George J. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Carol
Thank you for bringing this issue to the Company's attention. Nationwide has reviewed your claim and advised that they received your paperwork on 08/28/2018. You later called the Company on 09/26/2018 and was advised that the claim was under final review. Your claim was denied later that day and a denial e-mail letter was sent to you at your email on file.
According to your policy, "Pre-Existing Condition means an illness, disease, or other condition during the sixty (60) day period immediately prior to the Effective Date for which You, a Traveling Companion, a Family Member booked to travel with You: 1) exhibited symptoms that would have caused one to seek care or treatment; or 2) received or received a recommendation for a test, examination, or medical treatment; or 3) took or received a prescription for drugs or medicine. Item (3) of this definition does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the sixty (60) day period before the Effective Date"
Unfortunately, you were not eligible for the waiver since you did not purchase the policy within 10 days of your Initial Trip Payment:
"The Pre-Existing Conditions exclusion is waived if You (a) enroll in this Certificate at the time You pay the deposit required for Your Trip (or within ten (10) days of the initial deposit); (b) purchase this Certificate for the full cost of Your Trip; and (c) are medically able to travel on the Effective Date.
Of course, it is never pleasant to hear that your claim was denied. Nationwide confirmed that you were sent the letter so you may want to check your spam/junk e-mail folder for the information.Oct 12,2018
Please always remember that you may call at (800)487-4722 for assistance in quoting and comparing our plans.