Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
Berkshire Hathaway Travel ProtectionExactCare Value
During these difficult times it was nice to have the assurance that if anything did happen we would be covered by the insurance package. Evacuation from a foreign country was a nice part of the package along with the medical care. Will purchase again for another trip.
Michael O. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Since I didn't have the need, thank goodness, to use this insurance I wouldn't be a person to rate how well or not well they were in handling any claims.
Ronald R. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Did not have to use, but nice knowing I didn't have to worry. I wasn't happy that I had booked a tour for Sydney back in August but I forgot to add it to my insurance and it was going to cost me $200. to add just before I left. Thankfully I didnt have to cancel and it was only $190.00 tour. Might think twice about that next time I have to have Travel Insurance. And I had proof that I had book when I purchased my insurance. When you have a booking way in advance it is hard to think of everything. I think you should be more lenient in that respect.
Pamela K. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for taking the time to reply to our request. We certainly agree that it is difficult to recall every item if you book way in advance. However, in that event, you may add additional trip expenses after you purchase a policy. We suggest that you call us within 10-21 days (policy specific) of adding the additional expenses so we can re-quote your policy and add the trip cost onto your existing policy.
When we filed a plan for trip interruption, they did eventually pay but their communication was terrible (basically none) and it took longer than promised. The payout was less than half of what we claimed based on how they classified it so it wasn't overall a great experience. You can't say it was clearly wrong but it wasn't a very satisfying handling of the claim.
Steven S. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.
i have a question going forward. If a cruise line went out of business would this policy respond. Especially if the fees were paid in advance. Thanks, GG
Kerry W. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Although the coverage may be provided by this plan, the iTravelInsured SE plan only provides Financial Default under Trip Cancellation if you purchased this plan within 20 days of your initial trip payment:
"Trip Cancellation -
Benefits will be paid up to the Maximum Benefit Amount purchased to cover an Insured for the non-refundable Published Penalties and prepaid expenses for Travel Arrangements when an Insured is prevented from taking his or her Covered Trip due to:
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6. Bankruptcy or Default of an airline, cruise line, tour operator, or Travel Supplier (other than the tour operator or travel agency from whom the Insured purchased their Travel Arrangements) which stops service more than 14 days following the Insured’s Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow the Insured to transfer to another airline in order to get to the Insured’s intended destination. This benefit only applies if the policy has been purchased within 20 days of the Insured’s initial payment for the Covered Trip and for the full cost of the Covered Trip..."
Since you made your initial trip payment on 09/02/2017 but did not buy this policy until 03/14/2018, you had no coverage for Financial Default under this policy.