Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
John Hancock
Silver
Great plan and price.
Caetano D. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Basic
The plan is like any other but is considerably more expensive than what other companies offer at the time of booking. Also the amount of paper work needed to file your claim is a lot.
Pudukkottai S. would
recommend this plan to a friend or relative.
9 of
9 people found this review helpful
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Lite
I hate buying trip insurance because the coverage is typically very limited. It is really just to protect you from losing all of your money in case cancellation of the trip is required.
If travelers would read the contract, they would be surprised at the small amount of coverage these plans provide. Reading the contract once the loss has occurred is too late.
All this being said, the InsureMyTrip website provides a great location to compare prices and plans. Just realize that good coverage will be very expensive.
If travelers would read the contract, they would be surprised at the small amount of coverage these plans provide. Reading the contract once the loss has occurred is too late.
All this being said, the InsureMyTrip website provides a great location to compare prices and plans. Just realize that good coverage will be very expensive.
William B. would not
recommend this plan to a friend or relative.
3 of
6 people found this review helpful
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
Since I did not have to file a claim, I really don't know how thorough the coverage was compared to my perceptions of the coverage and reading of the policy. It was still not completely clear to me whether a prepaid hotel room cost, if lost due to a delayed flight, for whatever reason, would be covered by the plan. I did speak to someone but still wasn't positive as the policy seems to leave some "wiggle room".
jill B. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
My trip to India was delayed by 5 days due to hurricane Sandy on the east coast. Airports were closed 3 days. I also had a power outage for 3 days with no computer or phone.
I contacted CSA to alert them that my trip was going to start 5 days later and asked for coverage to continue for the additional 5 days. They would not automatically extend my coverage but told me to file a claim and they would review it and proceed from there. When I left on my trip I did not know if I had the extended coverage.
The end result was they would insure me for the additional days for an additional cost. I found this out after being on my trip for a week. They wanted me to call them collect and give payment over the phone. I chose not to do this and fortunately I had no problems during any part of the trip.
I did not like the way they handled this. Since my original return was delayed by inclement weather and the flight had to be rescheduled due to airport closures, I don't understand why it was not covered by the policy. In their policy on page 9, item #3 and 4
state that I am covered for this very thing. CSA stated that I did not notify them until the day after my trip started. That was because I had a power outage too and was unable to. I also don't see where it states this in the contract.
Anyway, the end result is that I would not use CSA again, nor would I recommend them to my friends.
Sincerely,
Diana Z
I contacted CSA to alert them that my trip was going to start 5 days later and asked for coverage to continue for the additional 5 days. They would not automatically extend my coverage but told me to file a claim and they would review it and proceed from there. When I left on my trip I did not know if I had the extended coverage.
The end result was they would insure me for the additional days for an additional cost. I found this out after being on my trip for a week. They wanted me to call them collect and give payment over the phone. I chose not to do this and fortunately I had no problems during any part of the trip.
I did not like the way they handled this. Since my original return was delayed by inclement weather and the flight had to be rescheduled due to airport closures, I don't understand why it was not covered by the policy. In their policy on page 9, item #3 and 4
state that I am covered for this very thing. CSA stated that I did not notify them until the day after my trip started. That was because I had a power outage too and was unable to. I also don't see where it states this in the contract.
Anyway, the end result is that I would not use CSA again, nor would I recommend them to my friends.
Sincerely,
Diana Z
Diana Z. would not
recommend this plan to a friend or relative.
7 of
8 people found this review helpful
-
DebraIMT
We are happy to hear everything turned out well. CSA stated you would have to file a claim or pay the additional premium for the 5 days of coverage you would need.Dec 09,2012
The trip included a
tour
Travelex
Travel Select
Very comforting to know I had a comprehensive plan for traveling to India. Fortunately, I didn't have to make a claim, but I know the service is wonderful from past claim experience.
Margaret C. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
AIG Travel
Travel Guard Basic
I almost had to use the plan, as I got very sick, but did not. My main complaint, though, is that it is rather expensive, as they ALL are. Would love to know how much of the premiums are paid out in claims.
Marsha T. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
tour
Generali Global Assistance
Standard
I recommended your company to three people on this particular trips already. Thanks.
Hazel B. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
I have used this company many times. Before I purchased the plan, I did a thorough comparison with other plans. This one best met my needs. The price in comparison to others is competitive; however, I still feel the price is high for the average person who wants insurance for a short time. The company (InsureMyTrip) was efficient in enrolling me and the e-mail communication and confirmation process was done in a timely manner.
Sushmita C. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
I forgot to take details of my plan with me. I wanted to use it but since I forgot the paper work, I did not seek medical attention. I have used CSA before and this is the first time that I wanted to get assistance and also the only time I forgot the paperwork.
Lorraine W. would
recommend this plan to a friend or relative.
1 of
3 people found this review helpful