Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
Seven Corners
Roundtrip Choice
Purchasing the coverage, and help I received on the phone were completely satisfactory. Having the policy gave us piece of mind while on the other end of the world on Easter Island.
Terri S. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
Seemed to cover all of the bases for a reasonable cost.
Karl J. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
AIG Travel
Travel Guard Silver
No claim so no problems.
Cordelia C. would
recommend this plan to a friend or relative.
The trip included a
tour
InsureAssist
TravCan
Glad we didn't need to use the coverage.
Joseph M. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Platinum
This was one of the rare plans that covered the two needs I had 1) $200,000 minimum medical and 2) coverage for accidental injury in amateur sports (I participated in a triathlon shortly before my trip). It was comprehensive but on the expensive side. I did not have to use the plan or call AXA post trip but they were helpful when I called before hand to double check coverage.
Lisa B. would
recommend this plan to a friend or relative.
The trip included a
tour
John Hancock
Bronze
My claim was a little unusual, but people were very understanding and fair when processing my claim.
Judith J. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Prime
Nationwide is definitely not on your side! I purchased this plan for my wife's trip to Peru. Her suitcases were stolen from a bus by a team that opened the hold while the bus was rolling. The policy provided for $2000 lost luggage, about half the value of what was lost, so we filed a claim.
Nationwide did everything possible not to pay, in order by:
1. Claiming the vehicle was unattended at the time of theft thus ineligible for coverage (note, the bus was full, and moving at the time).
2. Demanding that we provide evidence of insurance coverage held by the Peruvian bus company.
3. Demanding that we file a claim with them.
4. Demanding that we await the outcome of the claim with the Peruvian bus company, even though we'd already provided evidence of the maximum they would pay out in the event the Peruvian bus company approved our claim (their maximum was ~$120).
After I threatened to go to the Insurance Commissioners of both of their home state of Florida and my home state of California, they relented and approved the claim, 3 months later, for the coverage amount, minus the $120 that the Peruvian bus company promised but that we will never see of course.
InsureMyTrip was very helpful in providing an advocate that also helped convince Nationwide to pay this claim in good faith. I will never buy another policy from Nationwide, but I am grateful for the help InsureMyTrip provided in pursuing this claim.
Nationwide did everything possible not to pay, in order by:
1. Claiming the vehicle was unattended at the time of theft thus ineligible for coverage (note, the bus was full, and moving at the time).
2. Demanding that we provide evidence of insurance coverage held by the Peruvian bus company.
3. Demanding that we file a claim with them.
4. Demanding that we await the outcome of the claim with the Peruvian bus company, even though we'd already provided evidence of the maximum they would pay out in the event the Peruvian bus company approved our claim (their maximum was ~$120).
After I threatened to go to the Insurance Commissioners of both of their home state of Florida and my home state of California, they relented and approved the claim, 3 months later, for the coverage amount, minus the $120 that the Peruvian bus company promised but that we will never see of course.
InsureMyTrip was very helpful in providing an advocate that also helped convince Nationwide to pay this claim in good faith. I will never buy another policy from Nationwide, but I am grateful for the help InsureMyTrip provided in pursuing this claim.
Carmen S. would not
recommend this plan to a friend or relative.
5 of
6 people found this review helpful
The trip included a
tour
Global Alert!
Preferred
I was in touch with the travel assistance team in regards to an issue. They first tried. Then were supposed to call back which was not done in a timely way. In the end they were no help at all and I wound up spending a lot of money on my international phone bill.
Barbara C. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
-
Zac
Thank you for providing feedback on your policy. We have notified the insurance provider of your experience. In the future, please call InsureMyTrip at 800-487-4722 and our representatives can follow up with the travel assistance company.Nov 04,2014
AIG Travel
Travel Guard Gold
My cell phone was stolen from my hotel room, and I did not think it would be covered. I called when I got back home, and I was reimbursed in about 3 weeks.
Richard O. would
recommend this plan to a friend or relative.
6 of
6 people found this review helpful
The trip included a
tour
Travelex
Travel Basic
It was great to know I was protected from some unforeseen circumstance. This policy was less expensive than that provided by my travel company with just as much coverage.
Edwin W. would
recommend this plan to a friend or relative.