Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
AXA Assistance USA
Gold
Satisfaction rating is not really accurate as we had, fortunately, no issues during our trip.
Karen C. would
recommend this plan to a friend or relative.
The trip included a
tour
InsureAssist
TravCan Premier
You buy insurance for the terrible, just in case. So, you have to be comfortable spending (in my case) hundreds of dollars, even if you don't need it. I do wish the plan provided a cost reduction for purchase of medications for travel to exotic locations. I took malaria medications for my trip, and, for the 2 of us, it was about $150. In my opinion, there should be some credit to my insurance or the insurance company should offer a reduced cost for these travel related medications. After all, not getting malaria helps the traveler and the insurance provider.
Douglas K. would
recommend this plan to a friend or relative.
The trip included a
tour
GoReady Insurance
Choice
We always use InsureMyTrip. Always have been satisfied.
Christine R. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
We did not have any occasion to file a claim with AXA Assistance USA so we are unable to comprehensively evaluate the plan.
Frank Y. would
recommend this plan to a friend or relative.
The trip included a
tour
John Hancock
Bronze
This is the third trip I I insured with John Hancock. We are comfortable that if something happened they will be there for me. When I travel next year, I will use them again.
Paula S. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
Not having had a claim, I have no basis to recommend or not recommend this policy.
Larry A. would not
recommend this plan to a friend or relative.
The trip included a
tour
Global Alert!
Preferred
We filed a claim when my husband took ill while we were on vacation in South Africa. TripMate, the insurance company behind Global Alert, took a very long time to process our claim after we returned home and filed the claim. Additionally, TripMate told us the medical coverage was secondary to our health insurance when that was not the case; TripMate should have paid the hospital directly, which they did not, so we had to pay out of pocket and then recover the hospital and medical expenses. We have finally received full payment for the claim but that happened only after the folks at InsureMyTrip got involved. The Customer Care department of InsureMyTrip is wonderful and they contacted TripMate on our behalf until the claim was finally paid. If you have a problem with any policy sold by InsureMyTrip, they will stand behind it! To summarize - I do not recommend TripMate or Global Alert insurance based on our experience but I definitely do recommend InsureMyTrip.
Meryle M. would not
recommend this plan to a friend or relative.
7 of
8 people found this review helpful
John Hancock
Bronze
I felt the John Hancock name was the best fit for me. I was confident if I needed to cancel my trip, they would honor the contract. I will definitely use them again for any upcoming trips.
Shauna E. would
recommend this plan to a friend or relative.
The trip included a
tour
TravelSafe
Classic
All policies are great when you do not need to use them!
Brenda R. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Silver
Had peace of mind.
Valerie B. would
recommend this plan to a friend or relative.
We are pleased to learn that your claim has been paid. Thank you for allowing InsureMyTrip to advocate on your behalf and assist you in getting your claim resolved. We apologize on behalf of the claims administrator for the lengthy claims process and confusion over whether the medical coverage is primary or secondary. In general, the medical expense benefit provided on comprehensive travel insurance plans is in excess of your primary health insurance.
"If at the time of the occurrence of any Loss there is other valid and collectible insurance or indemnity in place, We shall be liable only for the excess of the amount of Loss, over the amount of such other insurance or indemnity, and applicable deductible."