Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
International Medical Group
iTravelInsured SE
We had no cause to file a claim so cannot accurately assess coverage. Being covered gave us peace of mind.
Diane C. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Hard to review this since I never needed it.
DEnnis G. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
the plan covered what we needed in case of a problem. We thought the cost was proportional to the coverage. It was easy to do online.
Nina P. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
Luckily, did not need to use the plan. The pre-existing condition waiver should be offered before final payment rather than 10 to 21 after deposit.
Edward H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
Very Satisfied with cost of coverage; haven't a clue whether the Generali Global Assistance plan would work when needed.
David W. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Lite
got the cover that I wanted
Elaine H. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Preferred
Reasonably priced and easy to purchase.
Marsha N. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Fortunately I did not have reason to use the plan but it did give me reassurance that I had it if I needed it!
Carol V. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Very satisfied with prompt response to my filling of a claim.
Customer service very polite and efficient.
Customer service very polite and efficient.
Edwin E. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
No claim. No contact with the company.
Billy M. would
recommend this plan to a friend or relative.
The industry standard is for travel insurance providers to offer the pre-existing condition waiver if you purchase their policy within 10 to 21 days (depending on plan) of your initial trip payment. There are some exceptions such as the Nationwide Mutual Choice or Luxury Cruise plans which go by final payment:
"The Pre-Existing Conditions exclusion is waived if the Insured (a) enrolls in this Policy within Final Trip payment; (b) purchases this Policy for the full cost of his or her Trip; and (c) is medically able to travel at the time the premium is paid."
Unfortunately you purchased this Choice Cruise plan on 01/29/2019 which was the day after you made your final payment, so you did not qualify for the Pre-Existing Conditions Waiver.
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