Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
AIG Travel
Travel Guard® Deluxe
Expensive, however, 3 passengers on cruise contracted Covid and had to have their own airplane out of Antarctica. So…peace of mind has costs.
Beth K. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
iTravelInsured SE
Glad we didn’t have to use it but glad we had it if needed since there was Covid all around us!
Daniel D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AXA Assistance USA
Platinum
InsureMyTrip is totally fabulous! Lots of plans and price points to choose. This AXA Plan met my needs completely. Most important to me is medical evacuation coverage. You are guaranteed to find what you need! Terrific phone support too.
Nadia J. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
The team at Generali were very responsive when I needed to get a covid letter. Thank you.
Katherine M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
Kudos to you if you are reading reviews. Our family of four has exclusively used Travel Insured for our trips abroad for several years. They are fabulous when you do not have a claim as you are reading in other 5 star ratings. Therefore, all reviews where a claim was not made must absolutely be disregarded!
Not only was my medical claim supported by our licensed physical declined, it took EIGHT & A HALF MONTHS for the claim to even be processed. The ONLY time our claims analyst handled our paperwork was when we made an inquiry and when she phoned to inform us our claim has been denied. Our claim should have been processed before COVID was an issue. Our claim documents were completely submitted a full 8 weeks before WHO declared a global emergency and 15 weeks before COVID was declared a national emergency in the United States. Despite these facts, our claims analyst blamed the slow process on COVID. Additionally, it took over six weeks for Travel Insured to upload the third set of requested documents to their system and another eight weeks after that before finally rejecting our claim on grounds they could have indicated months ago. This company has kept our family in unnecessary limbo.
Read the fine print. Our claim was denied base on one minor requirement that didn’t even make sense in the context of the claim. There are other companies that provide better coverage and superior customer service. Unless you pay extra for the “Cancel For Any Reason” policy, you are probably wasting your money. Even with CFAR, there is fine print and you are only insured for 75% of your policy. Keep researching and don’t forget some credit cards offer as much coverage as travel insurance!
Not only was my medical claim supported by our licensed physical declined, it took EIGHT & A HALF MONTHS for the claim to even be processed. The ONLY time our claims analyst handled our paperwork was when we made an inquiry and when she phoned to inform us our claim has been denied. Our claim should have been processed before COVID was an issue. Our claim documents were completely submitted a full 8 weeks before WHO declared a global emergency and 15 weeks before COVID was declared a national emergency in the United States. Despite these facts, our claims analyst blamed the slow process on COVID. Additionally, it took over six weeks for Travel Insured to upload the third set of requested documents to their system and another eight weeks after that before finally rejecting our claim on grounds they could have indicated months ago. This company has kept our family in unnecessary limbo.
Read the fine print. Our claim was denied base on one minor requirement that didn’t even make sense in the context of the claim. There are other companies that provide better coverage and superior customer service. Unless you pay extra for the “Cancel For Any Reason” policy, you are probably wasting your money. Even with CFAR, there is fine print and you are only insured for 75% of your policy. Keep researching and don’t forget some credit cards offer as much coverage as travel insurance!
James P. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
tour
AIG Travel
Travel Guard Basic
Didn't have to use the coverage the best indication of a good trip. Since I didn't make a claim I have no way to render a proper judgement. I purchased paperwork that the travel agency accepted a proof of.coverage and choose not to purchase the tours coverage. I did witness a fellow traveler who had purchased the company insurance was quite pleased as the tour guide was familiar with it and took him to doctor who accepted it. I asked tour guide how mine would work was told same doctor but I would have to pay upfront and make claim when got home.
Richard Duane L. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
iTravelInsured SE
This company has helped me twice in the past year with family illness’s and death.
Service has been good.
Service has been good.
Janice S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard Gold
It is hard to say how satisfied I am with this plan because, thank heaven, I did not need to file a claim. But, it is comforting to know the insurance is there if I need it. I wouldn't travel out of the USA without it. I observed a man of similar age to me, who appeared to be traveling alone, and he collapsed just outside of the airport in Buenos Aires; it was terribly hot and I think this affected him. EMT's were called and I later wondered if he was able to fly home. I suspect not. All of this happened in an instant. If he did not have insurance, how would he pay for his treatment and return flight??? Very sobering to see.
Andrea M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
This is hard to evaluate since we did not need to file a claim. It did give us peace of mind though, that IF anything happened prior to the trip, we could re-schedule. The only possibility that it did not cover is if something happened to my husband or I and we could not go on the trip, I don't believe it gave the other couple that we were traveling with the option to cancel and get reimbursed so that we could travel together at a later date. Not traveling with them would have been a bummer!
Mary P. would
recommend this plan to a friend or relative.
-
Michelle A
Thank you for your review. The number one covered reason for Trip Cancellation and Trip Interruption, on all the Comprehensive plans, is the unforeseen sickness, accidental injury, or death to: you, a traveling companion or a family member, traveling or not. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote. If the reason you are canceling, interrupting or seeking medical coverage is related to pre-existing conditions there may be no coverage, unless you have a pre-existing condition waiver. If you would like assistance going over what the policies cover, please feel free to call us at 800-487-4722 and our licensed representatives would be more than happy to assist you.Feb 05,2020
The trip included a
cruise
tour
Travelex
Travel Select
No claim filed. In researching with BBB, this plan seemed to have less complaints at a lower cost than some other plans. All plans seem over priced, never sure its really worth it as have never filed a claim. Be sure to closely read all the fine print on any plan before you buy.
Paul W. would
recommend this plan to a friend or relative.
For future travel insurance needs please do not hesitate to call InsureMyTrip at 800-487-4722. One of licensed representatives can assist in answering any questions, to run a quote, or even purchase a plan over the phone. We look forward to assisting you in the future.
All travelers that purchase a policy through InsureMyTrip have access to our Anytime Advocates® program. This unique program is designed to save our travelers time and money by contacting the travel insurance provider directly to smooth out any kinks in the claims process. The InsureMyTrip Anytime Advocates® will help any customer with:
Claims assistance
Receive expert advice on how to navigate the claims process and file a claim properly with your travel insurance provider.
Dispute resolution
Anytime Advocates® will check the status of a claim. If a claim is denied, an advocate will work on behalf of the customer to learn why or to help with the appeal process.