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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited Ecuador and taken a cruise rated our Comprehensive Plans
4.47 out of 5
282
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Had to cancel our trip for a medical reason 2 weeks before departure . Quick and full resolution to claim. I would definitely purchase this insurance again.
Dolores H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Standard
Obtaining the policy was very easy. I thankfully didn't need to file a claim, and since that's where the rubber meets the road, I can't evaluate the claims process. One thing I couldn't easily find was a policy where you could pick and choose the benefits. For example, my health insurance covers medical expenses outside of the country, and I didn't want to pay for additional coverage that I wouldn't need. But I didn't see policies that provided that option.
Lesley M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your 4 1/2 star review. In order to purchase Trip Cancellation and Trip Interruption coverage, you must purchase a Comprehensive plan which is a travel insurance plan that offers the most benefits of all plan types. Although you cannot delete the Medical coverage, we offer plans with Medical limits ranging from 10,000 USD to 500,000 USD per person.

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Apr 02,2019
The trip included a
cruise
tour
Generali Global Assistance Standard
It was reassuring having the plan. I am glad I did not use it.
Ivor G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
My husband had serious injury 3 weeks before our trip. We submitted the required paperwork and a check for a full refund arrived 4 weeks later. The process was very smooth.
Sheila W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Preferred
Although we didn't file a claim, we made a couple changes prior to leaving on our 20 day trip to Ecuador and the Galapagos. The changes were handled easily, promptly, and documented shortly after. We would use Generali again when the need for TI arises.
Boniface D. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
International Medical Group iTravelInsured SE
It's difficult to rate a plan that I did not need to use. There was 1 disappointment however. I had an injury on the trip and because of circumstances, I did not receive medical attention. The tour wrote a report and I will be seeing a doctor now that I am home. However, even though it happened on the trip, I find that I am not covered.
Rochelle F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Although we are glad to hear that your injury was not serious enough to interfere with your trip, it is true that travel medical coverage only reimburses you for medical expenses that are incurred while on your trip.
    Here is the clause as stated in your iTravelinsured SE plan:

    "Benefits will be paid for the Covered Expense incurred, up to the Maximum Benefit Amount shown in the Schedule of Benefits, as a result of a Covered Accidental Injury or covered Sickness, which first occurs during Your Trip (of a duration of ninety (90) days or less for Sickness). Only Covered Expenses incurred during Your Trip (of duration of ninety (90) days or less for Sickness) will be reimbursed. Expenses incurred after Your Trip are not covered."
    Oct 19,2018
The trip included a
cruise
tour
AIG Travel Travel Guard Basic
Didn't have to use it.
Linda D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
tour
Berkshire Hathaway Travel Protection ExactCare
My wife's luggage was delayed 5 days on our outbound trip. It was a horrible situation, made worse by Delta Airlines incompetence. The agent we spoke with at Berkshire Hathaway was terrific! She repeated called the airlines and was instrumental in pushing them to finally locate the luggage after their mishandling EVERYTHING! Thank you BK for having caring and capable people.Our representative should receive a special commendation.
SHERMAN T. would recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Standard
Since the trip went according to plan, there really isn't much to say about the overall quality of service from the provider. We're quite satisfied with the ability to compare and choose a plan.
Hatton K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
AIG Travel Travel Guard Basic
Very easy to apply and inexpensive!
Anthony A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
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