Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
TravelSafe
Classic Plus
I did not have to file a claim and there were no issues with my trip or the insurance plan.
Because I purchased the TravelSafe plan shortly after first payment for the trip, I was able to get "cancel for any reason" coverage, and that's a reassuring facet of the coverage, even if it does cost slightly more.
Because I purchased the TravelSafe plan shortly after first payment for the trip, I was able to get "cancel for any reason" coverage, and that's a reassuring facet of the coverage, even if it does cost slightly more.
Paul C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard Gold
Great choice, I should have bought it earlier to get more benefits out of it but I got what I needed for my trip to be insured.
Julio O. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
While we did not have to use this plan, we were glad to have purchased it. As long as prices stay low and the customer service representative continue to be as polite, pleasant and informative in all aspects, I will continue to refer your company. Would be nice to have incentives or bonuses to those customers who refer others to purchase your insurance.
Jacqueline D. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Plus
This policy had more of what we wanted than other policies and seemed more customer-friendly and considerate/ supportive. Glad we didn't need to use it but felt confident it would be good if we did.
Lorrie H. would
recommend this plan to a friend or relative.
TruTravel Insurance
Premier
Excellent plan with good options. Did not have to interact or file claim, so cannot evaluate customer service.
GARLAND M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
Of course you never know how good a plan is until you need it. Since we did not use the coverage it is hard to evaluate. But on the surface it looked like exactly what we needed.
Allen S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Standard
The plan seemed fine. Fortunately, we did not need to use it.
Geraldine M. would
recommend this plan to a friend or relative.
The trip included a
cruise
AIG Travel
Travel Guard Silver
I did have to cancel my trip on a Caribbean cruise as my husband and I are undergoing fertility treatment. Based on the recommendations of the CDC and WHO, along with my own physician, we did not travel due to the Zika virus. The cruise lines and airlines themselves recognize that this is a unique situation and have taken steps to accommodate passengers in our situation. The airlines even going as far as fully refunding flights for pregnant or soon to be pregnant passengers flying directly to any affected country in full. In our case we we're flying to Florida for a cruise so we were not able to receive a refund. Believing that I had travel insurance for medical issues, I contacted the travel insurance company to file a claim. They told me that the possibility of contracting an illness was not covered under any plan, but that I would have coverage for it should I get sick while on the trip.
I was very disappointed. While I can understand to the general reasoning behind this policy, this was a unique situation where the governments of many countries were telling their citizens not to travel to a specific area for very serious reasons. We booked the trio before the advisory came out and I think every strongly that the travel companies should have been more helpful. Many at risk people were forced to make a health ca financial decision that they shouldn't have had to make. Luckily I was persistent in my own regard and came to a reasonable compromise with the cruise and air lines directly.
This was my first time purchasing insurance and I would be hesitant to do so again.
I was very disappointed. While I can understand to the general reasoning behind this policy, this was a unique situation where the governments of many countries were telling their citizens not to travel to a specific area for very serious reasons. We booked the trio before the advisory came out and I think every strongly that the travel companies should have been more helpful. Many at risk people were forced to make a health ca financial decision that they shouldn't have had to make. Luckily I was persistent in my own regard and came to a reasonable compromise with the cruise and air lines directly.
This was my first time purchasing insurance and I would be hesitant to do so again.
Rebecca O. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
AIG Travel
Travel Guard Gold
The on line sign up process and payment by credit card was pretty straight forward. I called customer service one time, but cause I had not gotten the police in the mail. the reception told me it was sent but might have gone to my Spam, he sent it a gain right away and asked if I needed any further assistance. I did not have to file a claim, but that was what I wanted. It seemed like a good value for he money, Having the police and all the contact number, gave me piece of mind, I am glad I bought it.
daniel m. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
Ultimately, one can evaluate insurance coverage only when one needs it. Thankfully, I did not need to make a claim, but an issue did come up: At the very last minute, the cruise line completely changed the itinerary of ports being visited. I was left wondering whether this change affected my coverage?
Clifford P. would not
recommend this plan to a friend or relative.
-
Carol
Thank you providing a review. In response to your question, the CSA Travel Protection Custom plan provided coverage from your date of departure to your date of return regardless of your cruise itinerary.
Should you have any additional questions on this plan, please feel free to call 800-487-4722 to speak with a customer care representative.Feb 10,2016
https://www.insuremytrip.com/learn/travel-tips/zika-virus-travel-insurance-coverage.html
AIG Travel Guard has issued the following response:
"Some customers traveling to Central and South America have expressed concerns regarding a recent outbreak of the Zika virus. AIG has sent out a statement that as a general matter, under our US policies:
- Trip Cancellation for concern or fear of travel associated with sickness, epidemic, or pandemic is not covered.
- A customer who contracts Zika before traveling, but after purchase of the policy, could be covered for Trip Cancellation benefits.
- Customers with Cancel For Any Reason coverage could be entitled to a percentage of their loss, depending on the level of CFAR coverage purchased (usually 50%, but can be up to 75%).
- A customer who contracts Zika while on a covered trip, could be covered for Medical and Trip Interruption/Curtailment benefits if there is a confirmed diagnosis.
We are happy to clarify any matters related to Zika and travel insurance coverage at 1.800.826.1300. Thanks!"