Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I purchased this plan for peace of mind to have health insurance outside of the country but found no good method for selecting a plan as many are offered and the vast majority of reviewers did not file a claim. I did not come across an objective review and rating system differentiating the plans offered. Because I did not need to file any claims, I cannot say for certain how good or bad this plan really is, therefore my 3 star rating.
Kenneth E. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I like the plan because it gives us the peace of mind before and during the trip in case of unforeseen problems come up. It would have cost less if the airline contractor system wasn't malfunctioning on the day I purchased the tickets. Overall, I'm satisfied with the cost & service and will use it again for future trips.
Choi K. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Having that sense of peace of mind can really often be priceless. We are proud to have been a part of it for you. Please think of AXA Assistance USA for any future travels and we hope to continue to provide you with a worry-free experience.
Thank you for your feedback on the policy. The CSA Travel Protection Custom Luxe plan waives the pre-existing conditions exclusion if:
a. coverage is purchased prior to or within 24 hours of your final Trip Payment and
b. you are medically able to travel at the time the coverage is purchased; and
c. you insure 100% of your prepaid Trip costs that are subject to cancellation penalties or restrictions.
Please call us at 800-47-4722 if you have any questions.
I use InsureMyTrip all the time and I am very pleased! I had a trip cancellation claim about three years ago due to a health issue. The claim was settled in full, promptly, and without hassle.
George O. would
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
I did not have to use the plan. I will only know how good the plan is if I ever need to use it and see how quickly we can get help in a foreign land. So I really can't comment how good the plan is.
ARJUN B. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
The main reason I sought travel insurance was to protect against political unrest. Political unrest is not a covered event so it was almost not worth getting travel insurance.
Scott M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
Thank you for your feedback on the policy. For trip cancellation, war, political unrest, and civil unrest are standard exclusions on travel insurance plans. However, most policies, such as the Travel Guard Gold plan, provide trip cancellation coverage similar to this:
"a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival."
Also, you purchased the Cancel For Any Reason benefit. If the insured cancels the covered trip for any reason not otherwise covered, the Insurer will reimburse 50% of the prepaid, forfeited, non-refundable trip cost provided the following conditions are met:
1. the insured purchases this Cancel for Any Reason Coverage within 15 days of the date the Insured’s Initial trip Payment or deposit,
2. this insurance coverage is purchased for the full cost of all non-refundable, prepaid trip costs.
3. the Insured cancels the insured Trip no less than 48 hours prior to the Departure Date.