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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited Hong Kong rated our Comprehensive Plans
4.47 out of 5
126
ratings and reviews
96%
recommended
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Cruise
Filed claim
John Hancock Silver
I purchased this plan for peace of mind to have health insurance outside of the country but found no good method for selecting a plan as many are offered and the vast majority of reviewers did not file a claim. I did not come across an objective review and rating system differentiating the plans offered. Because I did not need to file any claims, I cannot say for certain how good or bad this plan really is, therefore my 3 star rating.
Kenneth E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I like the plan because it gives us the peace of mind before and during the trip in case of unforeseen problems come up. It would have cost less if the airline contractor system wasn't malfunctioning on the day I purchased the tickets. Overall, I'm satisfied with the cost & service and will use it again for future trips.
Choi K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AXA Assistance USA Silver
Fortunately I didn't need to use the plan but it did give me the piece of mind that it was in place if need be.
Susan M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Crystal
    AXA Assistance USA
    Photo
    Having that sense of peace of mind can really often be priceless. We are proud to have been a part of it for you. Please think of AXA Assistance USA for any future travels and we hope to continue to provide you with a worry-free experience.
    Jun 06,2016
Generali Global Assistance Premium
Plan covers pre-existing medical conditions which is why I always use that plan.
JACQUELINE r. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. The CSA Travel Protection Custom Luxe plan waives the pre-existing conditions exclusion if:

    a. coverage is purchased prior to or within 24 hours of your final Trip Payment and
    b. you are medically able to travel at the time the coverage is purchased; and
    c. you insure 100% of your prepaid Trip costs that are subject to cancellation penalties or restrictions.

    Please call us at 800-47-4722 if you have any questions.
    May 27,2016
C&F Travel Insured International Worldwide Trip Protector Plus
Needed to file a claim and it was handled and paid in less than a week. Excellent service, exactly as advertised. Thanks!
Pavel B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Generali Global Assistance Standard
Wish we had known about this before. Great price.
Ronald W. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
AIG Travel Travel Guard Silver
I use InsureMyTrip all the time and I am very pleased! I had a trip cancellation claim about three years ago due to a health issue. The claim was settled in full, promptly, and without hassle.
George O. would recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
AXA Assistance USA Gold
I did not have to use the plan. I will only know how good the plan is if I ever need to use it and see how quickly we can get help in a foreign land. So I really can't comment how good the plan is.
ARJUN B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard Gold
The main reason I sought travel insurance was to protect against political unrest. Political unrest is not a covered event so it was almost not worth getting travel insurance.
Scott M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Zac
    Photo
    Thank you for your feedback on the policy. For trip cancellation, war, political unrest, and civil unrest are standard exclusions on travel insurance plans. However, most policies, such as the Travel Guard Gold plan, provide trip cancellation coverage similar to this:

    "a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival."

    Also, you purchased the Cancel For Any Reason benefit. If the insured cancels the covered trip for any reason not otherwise covered, the Insurer will reimburse 50% of the prepaid, forfeited, non-refundable trip cost provided the following conditions are met:
    1. the insured purchases this Cancel for Any Reason Coverage within 15 days of the date the Insured’s Initial trip Payment or deposit,
    2. this insurance coverage is purchased for the full cost of all non-refundable, prepaid trip costs.
    3. the Insured cancels the insured Trip no less than 48 hours prior to the Departure Date.
    Feb 23,2015
Arch RoamRight Preferred
Easy to use the website and purchase.
JOY S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
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