Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
AIG Travel
Travel Guard Gold
It is hard to say how satisfied I am with this plan because, thank heaven, I did not need to file a claim. But, it is comforting to know the insurance is there if I need it. I wouldn't travel out of the USA without it. I observed a man of similar age to me, who appeared to be traveling alone, and he collapsed just outside of the airport in Buenos Aires; it was terribly hot and I think this affected him. EMT's were called and I later wondered if he was able to fly home. I suspect not. All of this happened in an instant. If he did not have insurance, how would he pay for his treatment and return flight??? Very sobering to see.
Andrea M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
This is hard to evaluate since we did not need to file a claim. It did give us peace of mind though, that IF anything happened prior to the trip, we could re-schedule. The only possibility that it did not cover is if something happened to my husband or I and we could not go on the trip, I don't believe it gave the other couple that we were traveling with the option to cancel and get reimbursed so that we could travel together at a later date. Not traveling with them would have been a bummer!
Mary P. would
recommend this plan to a friend or relative.
-
Michelle A
Thank you for your review. The number one covered reason for Trip Cancellation and Trip Interruption, on all the Comprehensive plans, is the unforeseen sickness, accidental injury, or death to: you, a traveling companion or a family member, traveling or not. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote. If the reason you are canceling, interrupting or seeking medical coverage is related to pre-existing conditions there may be no coverage, unless you have a pre-existing condition waiver. If you would like assistance going over what the policies cover, please feel free to call us at 800-487-4722 and our licensed representatives would be more than happy to assist you.Feb 05,2020
The trip included a
cruise
tour
Travelex
Travel Select
No claim filed. In researching with BBB, this plan seemed to have less complaints at a lower cost than some other plans. All plans seem over priced, never sure its really worth it as have never filed a claim. Be sure to closely read all the fine print on any plan before you buy.
Paul W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector Plus
Our travel agency Cox and Kings went bankrupt prior to our trip and most of the money we paid for the trip was lost. Upon contacting C&F I was informed that although we had their "Deluxe" plan, if I would turn to page 52 of (roughly) 97 of their policy I would see that they don't cover bankruptcy of travel agencies. Well, isn't this a major reason we all buy travel insurance, to cover the problems which do occur? We had to pay for the trip twice...
On the other hand when we got delayed due to bad weather, their emergency travel services did help out with rescheduling flights. (We had no travel agency to turn to). Otherwise I would have rated them a one, as I was really angry about the weasel clauses in their contract. I suppose all contracts have exceptions, it is just that in the up front disclosure about what is covered, they should also have a list of what isn't covered so you can know what you are actually purchasing.
On the other hand when we got delayed due to bad weather, their emergency travel services did help out with rescheduling flights. (We had no travel agency to turn to). Otherwise I would have rated them a one, as I was really angry about the weasel clauses in their contract. I suppose all contracts have exceptions, it is just that in the up front disclosure about what is covered, they should also have a list of what isn't covered so you can know what you are actually purchasing.
Jeffrey W. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Carol
Thank you for taking time to review this policy. We appreciate your feedback.
C&F Travel Insured along with most travel insurance providers do not consider the bankruptcy of a travel agent as covered under Financial Default.
As you stated in your review, all policies have exceptions which is why we make every effort to provide you with each plan's terms and conditions by attaching a copy of the certificate to each quote.
InsureMyTrip is also often 7 days a week to assist our customers with quoting and purchasing a policy.Feb 11,2020
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
Didn’t need to file a claim so can’t comment on that.
Karen K. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
Glad I didnt have to use the insurance. I went with my sister who lives in another state. It would have been more affordable to have both of us on the same plan. Please consider linking travel partners in the future.
Peggy L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector Plus
Thankfully, never had to use the plan but it was comforting to know we were covered for an emergency.
Nancy M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AXA Assistance USA
Platinum
Since I had canceled my trip for 2019, and rescheduled it for 2020 I didn’t use the insurance that I had purchased. There was a ton of red tape In order to change the dates from 2019 to the 2020 trip. It would have been easier to get congress to actually do something, than to change the dates on the policy. Basically I ended up wasting the cost of the policy, and will just get another one for the 2020 trip.
William B. would
recommend this plan to a friend or relative.
-
Michelle A
Thank you for your review. Insurance providers do allow travelers to transfer their policies from one trip to another. By transferring the policy to a future trip it allows customers to not lose the premium paid for the original policy, but it does require certain documentation to be submitted. Upon notice of the transfer request, an email is sent to the customer with the documentation requirements before the request is sent to the provider for processing. Please call us at 800-487-4722 if you need any assistance with making a change to your policy, we would be happy to assist you.Mar 25,2019
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
I had a major disaster happen in my life before the trip, and the company told me it was not covered, so the $1300+ I paid was wasted money. Needless to say, I would never recommend this insurance company!
Dennis G. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Carol
Thank you for your review. We are very, very sorry to hear that you were unable to receive reimbursement under this policy. However, you would not have had coverage under any of our Comprehensive plans unless you purchased the optional Cancel for Any Reason Coverage which you did not.
Although the number one covered reason for Trip Cancellation and Trip Interruption is the unforeseen illness or injury of you or a traveling companion that deems you unfit to travel by order of a licensed physician, there are still common exclusions that would preclude coverage for your particular situation.
If you do decide to purchase travel insurance in the future, we suggest that you call customer care at 800-487-4722 for assistance.Mar 08,2019
The trip included a
cruise
tour
Generali Global Assistance
Preferred
I had to change the travel dates shortly before leaving on my trip. Generali Global Assistance quickly made the adjustment and sent me an updated policy. That customer service was very appreciated.
Fortunately, I did not have to file a claim on this trip, but I was glad to know that if my flights were messed up or if baggage was lost, we would be covered.
Fortunately, I did not have to file a claim on this trip, but I was glad to know that if my flights were messed up or if baggage was lost, we would be covered.
Gayle M. would
recommend this plan to a friend or relative.