Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
John Hancock
Bronze
Although we did not need to file a claim, it was reassuring to know we had coverage in the event something unforeseen came up. Having a contact number when traveling overseas brought a measure of security that was well worth the premium paid.
Dorothy M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
John Hancock
Silver
gave peace of mind that if needed it was available.
a little pricey.
would be good to get some kind of rebate if not used or a credit for future use.
very good communication before trip.
a little pricey.
would be good to get some kind of rebate if not used or a credit for future use.
very good communication before trip.
Cecil L. would
recommend this plan to a friend or relative.
-
Michelle A
Thank you for your review. The premiums of the policies are determined by the insurance providers. The premiums are based on the age of the travelers, the length of the trip and the cost of the trip. As travelers get older, it can cause the premiums to increase. At this time, due to insurance laws, travel insurance cannot be discounted ore rebated. Like all other types of insurance, such as auto and home, once a policy has ended the policy is deemed used and premium nonrefundable, whether there was a claim filed or not. If you have any questions or concerns, please feel free to call InsureMyTrip at 800-487-4722 and we will be happy to assist you.Oct 02,2019
The trip included a
cruise
tour
Generali Global Assistance
Standard
Glad I didn’t have to use it.
Martha M. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
Don't really know how good the plan is until you use it. I did not need it on this trip.
Michael M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
I think that travel insurance is too expensive compared to the risk assumed by the insurance company. I have bought travel insurance for several trips and never had a claim - and don't know of anyone that has ever filed a claim. May gamble and do without it on next trip.
Raymond Y. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
TravelSafe
Classic
My luggage was lost for the first three days of a 28 day trip. When I called, I was told the lost luggage benefit wouldn't be available until the airline declared my luggage lost which could take up to a month. The delayed baggage benefit is woefully inadequate for this situation. In the future, I will look for coverage that declares luggage lost after a reasonable period of time (2 - 3 days) or won't get coverage at all as this was useless to me. How could I replace 28 days of travel needs for $250?
My assumption was that I would receive the $250 for my lost time, additional costs etc. and was told that I needed to submit receipts for actual costs. Had my luggage not arrived on day 3, I would have lost an entire vacation day replacing items with no compensation for that lost time.
The person I spoke with about my lost luggage was very helpful and explained everything well. The coverage was just inadequate.
My assumption was that I would receive the $250 for my lost time, additional costs etc. and was told that I needed to submit receipts for actual costs. Had my luggage not arrived on day 3, I would have lost an entire vacation day replacing items with no compensation for that lost time.
The person I spoke with about my lost luggage was very helpful and explained everything well. The coverage was just inadequate.
Elizabeth A. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
-
Mike
Thank you for your feedback on the policy. Below is the response from your travel insurance provider, TravelSafe:
"Dear Elizabeth,
Thank you for taking the time to provide us with feedback. We value what our travelers have to say and always take it into consideration. We are happy to hear that you received good customer service, and do apologize that the coverage was not helpful for you in your situation.
Our baggage delay benefit is only intended to reimburse clients for necessities needed to get through a day or two while their luggage is located. It is actual insurance and not an inconvenience benefit which is why receipts are required and at 12 hours is one of the shorter time periods before the coverage is effective. Our lost luggage benefit is more robust, but does require that the baggage actually be declared lost. Our benefits do work in the same manner as most in the industry.
Again, we do apologize that our coverage did not meet your needs. Happy & Safe travels.
Sincerely,
Team TravelSafe "Sep 25,2019
The trip included a
cruise
tour
Berkshire Hathaway Travel Protection
ExactCare
Perfect. Really appreciated the email and text feedbacks from Berkshire.
Robert W. would
recommend this plan to a friend or relative.
-
Brittany G
Berkshire Hathaway Travel Protection
Thank you for taking the time to provide your rating. We do appreciate it!Sep 27,2019
The trip included a
cruise
tour
Berkshire Hathaway Travel Protection
ExactCare
Hard to evaluate a plan that you didnt need to use.
It’s price was reasonable and the communication prior to trip was good but I never had an issue.
It’s price was reasonable and the communication prior to trip was good but I never had an issue.
Ronald M. would
recommend this plan to a friend or relative.
-
Brittany G
Berkshire Hathaway Travel Protection
Thank you for your feedback, we appreciate it!Aug 27,2019
The trip included a
cruise
tour
TripAssure
Advantage Bridge
I had to claim a doctor visit and medicines. the process took a couple of months, but I was reimbursed for all of my expenses. It was no harder or longer than any insurance claim. I will use them again soon.
Sylvia M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
WorldTrips
Atlas Expedition
I am very dissatisfied with Tokio Marine HCC Medical Insurance Atlas Expedition. 4 of us, women, missed a flight from Louisville Ky to Chicago on May 18, because the Chicago Airport was closed due to weather. Over a three hour period, the Chicago airport opened and closed a few times, so by the time we reached it, our flight to Amsterdam was gone. We could not arrive in Amsterdam, and missed our first day and night of the cruise. United Airlines reimbursed us for purchased clothes and dinner, since luggage didn't arrive for 8 DAYS. All we wanted from our insurance was $264 for a day of cruise missed. My other two companions bought Roam Right, and WERE sent a check. Tokio HHC denied the claim. I would AVOID this company. Thank you.
Rebecca G. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
-
Michelle A
Thank you for your feedback on the policy. We are sorry to learn of the unfortunate events that occurred during your trip. Acting as your advocate, InsureMyTrip contacted the claims department to assist you with the claim that went unpaid. The representatives informed us that the claim was adjudicated in accordance with the terms and conditions of the policy.
As you and your travel companions purchased different policies this caused the policies to differ in slightly. Unfortunately, the policy you purchased did not have a Missed Connection benefit where your traveling companions policy offered this. The best way to avoid this situation in the future is for traveling companions to purchase with the same provider. Please feel free to call us at 800-487-4722 if you have any questions or concerns.Aug 14,2019