Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
AIG Travel
Travel Guard Gold
I chose Travel Guard because, unlike most other competing policies on this site, Travel Guard does not require that the insurance company arrange emergency evacuation. In the event Travel Guard could not be contacted to arrange for emergency Transportation, benefits are limited to the amount the Insurer would have paid had the Insurer or their authorized representative been contacted. Competing policies apparently will pay nothing if a companion, tour leader, bystander or first responder calls for, say, helicopter evacuation without first calling an insurance company in America to do the arranging. I'd suspect the majority of real emergencies would likely fall in this category.
I did not have occasion to make a claim to Travel Guard for this 2014 Nepal trip, but I did make a claim with them when I was forced to cancel a Nepal trek last year due to a sudden hip joint deterioration. While I had to submit voluminous documentation of my claim, their requests were reasonable in my opinion and I got a check within approximately 10 days of their receipt of my completed claim. Thus the reason they were again my choice for this year's successful trek.
I did not have occasion to make a claim to Travel Guard for this 2014 Nepal trip, but I did make a claim with them when I was forced to cancel a Nepal trek last year due to a sudden hip joint deterioration. While I had to submit voluminous documentation of my claim, their requests were reasonable in my opinion and I got a check within approximately 10 days of their receipt of my completed claim. Thus the reason they were again my choice for this year's successful trek.
Joseph B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
InsureAssist
TravCan
I am 64 and trekked the Annapurna Circuit in April 2014. I went with peace of mind as far as insurance/evacuation is concerned. Two years ago I did the Everest Base Camp Trek with this same company.
Margaret E. would
recommend this plan to a friend or relative.
The trip included a
tour
InsureAssist
TravCan
Once my paperwork was submitted, it was dealt with promptly and professionally. There was one issue which was handled immediately, and then I was paid. I would highly recommend this insurance. I was disappointed to have to cancel my trip, but at least I didn't lose money and have to pay for a trip I didn't take.
Virginia B. would
recommend this plan to a friend or relative.
8 of
9 people found this review helpful
The trip included a
tour
American Express
Global Travel Shield Deluxe
Fortunately, we did not have the need to file a claim! The cost of this plan was 1/2 to 1/3 less than the cost of the plan offered by our travel provider and seemed to cover the same major concerns we had--cancellation and medical coverage.
Ardith H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
InsureAssist
TravCan Premier
In future I would pay for the "cancellation for any reason" coverage. We had to change our plans due to issues at the location that didn't qualify as "terrorism" or a covered event, so coverage wasn't available. The tour company made it up to us, but if they hadn't we would have been out extra expenses without insurance. My bad, not the companies.
Joanne S. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
tour
Global Alert!
Preferred
I don't have any claim, so I really can't say much about the plan. One of our friends uses the Global Alert and they had the claims. They are very satisfied with Global Alert. Hope that I don't have to file a claim. However, if I do, I am sure that I should get the same service.
Tsai-hong h. would
recommend this plan to a friend or relative.
The trip included a
tour
InsureAssist
TravCan
Fortunately I didn't require any medical assistance while abroad so it is difficult to evaluate the service, but I felt that the policy was adequate for my needs and reasonably priced.
Lynda M. would
recommend this plan to a friend or relative.
The trip included a
tour
Seven Corners
Roundtrip Choice
I was impressed with the efficiency and ease in registration for the plan. All forwarded documentation arrived promptly, were easy to understand, and clear in the covered categories. I felt secure knowing I had such a comprehensive plan behind me while on my trip.
STEVEN G. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Global Alert!
Preferred
We, fortunately, did not need to use the plan. We were traveling for 2 months in remote areas of Nepal and needed both standard trip insurance in case of loss or flight delays, as well as evacuation insurance. This policy provided both at a very competitive price. I also called the company to verify the evacuation insurance coverage and they were helpful and quick in providing the needed information.
Glenn F. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Travelex
Travel Select
I really have no feedback as I did not need to use the plan. It seemed like it was comprehensive enough in case of an emergency.
Sharon J. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Thanks
Kathy