Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
It fit the need we had. My husband and I have different addresses though and I wish that we could all be on the same policy- as it is, my daughter and I are on one and he has to have his own- that is a hassle and unnecessary expense.
Ronald M. would
recommend this plan to a friend or relative.
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Mike
Thank you for your feedback. With Nationwide you can all be listed together on the same plan as long as you all live in the same state. You would list the address of the primary insured. If you have any questions or need help in the future with a purchase, you can reach us at 800-487-4722.Apr 08,2019
The trip included a
cruise
tour
AIG Travel
Travel Guard Basic
Too many times something happens that interrupts or has you cancel your trip. I’ve had to use trip insurance twice over the past 20 years. Those refunds have paid for all my insurance buys (about 12). Not willing to take a trip without it.
Ralph Y. would
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
Travelex
Travel Basic
Purchased for ease of mind and glad that I did not need to use it. Would buy again!
Taik K. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Prime
The price seemed a little high for the coverage I got but it was the best priced option given.
Katherine G. would
recommend this plan to a friend or relative.
The trip included a
cruise
TripAssure
Advantage Asset
Fortunately we did not have to file a claim.
alan s. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
Always feel insurance is a little pricey when we don’t use it. Have used it in the past and processing went very smooth after we read the requirements before we submitted our claim.
Gregory M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
Medical coverage was important on a cruise to many underdeveloped islands. Worth the $ for the peace of mind.
Michael B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Arch RoamRight
Preferred
This review is hard to write. The plan was very reasonably priced. I chose to use this as opposed to the cruise lines protection plan for mainly two reasons. Reason 1) you get cash in the event of a cancellation as opposed to a "future cruise credit". Additionally, it was cheaper. Of course, I didn't plan on using the insurance, just like I haven't in the past. Unfortunately, I had to use the cancel for any reason option. It took about 4 weeks after I submitted the claim and I got an email stating they needed an additional document. I submitted it within a few days. It took an additional 5 weeks to get the claim processed and paid. I called a couple times and the hold time for a representative was around an hour. I didn't wait. Logic tells you if they phones are busy, the representatives are busy answering the phone, not paying claims. So I didn't want to contribute to the delay. I did end up speaking to a representative when wait times were low, she was very nice, and she said the claim should be processed in a few days. I waited about 10 days and called back. Wait times were low, spoke to a different very nice female. She said she would follow up and email me the next day. I did not hear back. However the following day from when I should have heard back (so 2 days after the call) I got an automated email and the claim was processed. The check was obviously mailed the same day as I got the check 2 days after the email.
In short, the value is great, customer service is nice. Long wait times on the phone and long processing times for the claim. For the value, I would consider using again if they remain the best bang for the buck compared to others. If the prices start lining up with other companies, I would likely use someone else.
In short, the value is great, customer service is nice. Long wait times on the phone and long processing times for the claim. For the value, I would consider using again if they remain the best bang for the buck compared to others. If the prices start lining up with other companies, I would likely use someone else.
Chase O. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
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Carol
We are sorry to hear that it took so long to process your claim. In the future, you may wish to call InsureMyTrip for an advocate to assist you in the claim.
"The caring, licensed travel insurance representatives at InsureMyTrip are open and honest with every traveler, because our non-commissioned representatives work to find the best plan for you. Our Anytime Advocates will support you with the process if you feel a claim has been unfairly denied" or delayed.
Please feel free to call us at (800) 487-4722 for an advocate assignment.Dec 04,2018
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Plus
The plan mets my needs well. My husband has serious medical conditions, and we needed better coverage than what was offered through the cruise line. I thought initial price was very reasonable, but when I added an additional $200 in excursions, etc, the additional charge was $76. I thought this was high since I paid almost half of the additional charges in rate because it put me into a different tier. Other than that, I was happy with representatives and features of the plan.
Dennis G. would
recommend this plan to a friend or relative.
The trip included a
cruise
AIG Travel
Travel Guard Basic
Did not use but glad I had the coverage.
Ellen L. would
recommend this plan to a friend or relative.