Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
We did not have to file any claims fortunately. Very easy to work with. Coverage was originally purchased for a European river cruise. Due to the drought in Europe this summer and low river levels Viking cancelled our cruise and refunded 100% of our money. We decided to still go on our own by train to most of the same places but a couple weeks later. C & F Travel Insured transferred the coverage the new trip without any hassle.
Teunis H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for your inquiry. Since Comprehensive plan premiums are generally based on the traveler's age, trip cost and length of trip, it is not surprising that your friends' premiums were different then your premium. In addition, there were also many policies to choose from with varying amounts of coverage and terms and conditions. You chose the Generali Preferred which was very competitively priced even though it was one of the most benefit enriched plans with high limits and more covered reasons to cancel the trip than offered by most plans.
Please always remember that you may call at (800)487-4722 for assistance in quoting and comparing our plans.
I filed a claim with them when we had to cancel for medical reasons. That was weeks ago. Have not received confirmation that they received claim. There was a signed requirement for mail delivery and having not received a thing from USPS I assume it was delivered . There’s never anyone to answer my call. Leave message no response....very poor way to run a business.
George J. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for bringing this issue to the Company's attention. Nationwide has reviewed your claim and advised that they received your paperwork on 08/28/2018. You later called the Company on 09/26/2018 and was advised that the claim was under final review. Your claim was denied later that day and a denial e-mail letter was sent to you at your email on file.
According to your policy, "Pre-Existing Condition means an illness, disease, or other condition during the sixty (60) day period immediately prior to the Effective Date for which You, a Traveling Companion, a Family Member booked to travel with You: 1) exhibited symptoms that would have caused one to seek care or treatment; or 2) received or received a recommendation for a test, examination, or medical treatment; or 3) took or received a prescription for drugs or medicine. Item (3) of this definition does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the sixty (60) day period before the Effective Date"
Unfortunately, you were not eligible for the waiver since you did not purchase the policy within 10 days of your Initial Trip Payment:
"The Pre-Existing Conditions exclusion is waived if You (a) enroll in this Certificate at the time You pay the deposit required for Your Trip (or within ten (10) days of the initial deposit); (b) purchase this Certificate for the full cost of Your Trip; and (c) are medically able to travel on the Effective Date.
Of course, it is never pleasant to hear that your claim was denied. Nationwide confirmed that you were sent the letter so you may want to check your spam/junk e-mail folder for the information.
C&F Travel Insured InternationalWorldwide Trip Protector Lite
I've used Insuremytrip several times but have yet had to file a claim. Cannot give an accurate review until a claim has been filed to see how the insurer performed.
Robert G. would
recommend this plan to a friend or relative.
Web site made it very easy to compare plans and make the proper selection. Glad we didn't have a claim, but it was nice to know we were covered 'just in case'!
Bradley K. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Please always remember that you may call at (800)487-4722 for assistance in quoting and comparing our plans.