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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited Ecuador and taken a cruise rated our Comprehensive Plans
4.47 out of 5
282
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Global Alert! Preferred
Had to file a claim as was unable to travel. It took a long time and I had to insure my trip involved to finally get my refund for the trip.
Frani R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Global Alert! Preferred Plus
I filed a claim for medical reimbursement and also a missed connection. I received the payments for what I filed for, though it took several months after the paperwork was filed to have the claim reviewed and have my check. Though some of the documentation from my travel agent was lacking in detail, I still believe they took a long time to process as I have another claim in for another trip (with excellent documentation) that is taking a while to process.
Wayne C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Standard
We didn't have to file a claim so I'm not sure how it would have worked out. But the company agents were very helpful and knowledgable.
Deborah B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
AXA Assistance USA Gold
I don't see any reason trip insurance has to be as expensive as it is. I only bought it because the country to which I traveled has it as a requirement. That said, your website made it easy to shop and compare. But all the prices are way too high!
Jeanne B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We are very happy to hear that you were pleased with our website. We would also trust that you will not be surprised to hear that the number one complaint would probably be pricing.

    Your Comprehensive plan premium was based on the age of the traveler, trip cost and the length of the trip. Your premium was 6.61% of your total trip cost which would match the industry standard.

    That being said, you did an excellent job in selecting a policy since the AXA Gold plan included 100,000 USD in primary medical coverage. Despite the premium, you would have been very thankful for the coverage if you were unfortunately ill or injured.

    Once again, we thank you for taking the time to reply to our request. In the future, you may wish to have our assistance in quoting and selecting a plan. You can reach us weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM.
    Mar 22,2018
The trip included a
cruise
tour
GoReady Insurance Choice
CANCELLED THE TRIP AND FILED A CLAIM, WHICH THEY SAID WOULD TAKE 45 DAYS TOOK ABOUT 35 BUT THEY DIDN'T QUESTION MY SUBMITTLE AND I WAS PAID IN FULL. BASED ON MY EXPREIENCE I WOULD USE YOUR SERVICE AGAIN! NOT THAT I'D WISH TO CANCEL ANOTHER TRIP BECAUSE MY WIFE WAS TOO SICK TO TRAVEL. THANKS
JAMES B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
AXA Assistance USA Platinum
Thankfully we didn't need to use the insurance but it was good to know we had it. The process of comparing plans and shopping for insurance on Insuremytrip.com was very easy.
Martha F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
John Hancock Silver
Didn't need to use luckily so can't really comment on use; but on paper provided specific coverage we wanted for what seemed like a standard price
Keith E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
TripAssure Advantage Complete
I had to cancel because I suffered a stroke. All that was at risk was the deposit which was about the same as the insurance costs. The claim has still not been paid and the service is utterly atrocious. I am convinced that if not for insuremytrip’s Gail’s intervention there is no chance of getting a claim paid short of litigation. I do not understand, though why insuremytrip sells this company’s policies. They are risking getting sued.
morris t. would not recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you were unable to travel and that you experienced difficulties in the claim process. We are pleased to hear that your claim was paid. Thank you for allowing InsureMyTrip to advocate on your behalf. We look forward to assisting you in the future.
    Dec 18,2017
The trip included a
cruise
tour
Generali Global Assistance Standard
Didn't use the plan so no opinion on how well it works. Have always found the cost of CSA's plans very reasonable compared with others available.
Paul W. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
John Hancock Gold
The plan offered great coverage and was reasonably priced relative to other options.
Ryan M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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