Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
Berkshire Hathaway Travel Protection
ExactCare
Excellent service and plan.
Thomas D. would
recommend this plan to a friend or relative.
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Christine SapaBerkshire Hathaway Travel Protection
Thank you for providing your rating and review, we're glad it was a great experience for you!Mar 27,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Much more affordable than the plans offered by the the travel agent.
Victor T. would
recommend this plan to a friend or relative.
The trip included a
cruise
Berkshire Hathaway Travel Protection
ExactCare
Liked that they sent an email prior to the trip with contact info!
Keri S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
Didnt need to file a claim, but gave us the peace of mind if we needed it. Would purchase again.
Niki L. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Lite
Great plan! Happily did not have to use it. But, was glad it was there if we needed it. Thought the coverage was good! Will most assuredly continue to use them moving forward!
Norman C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
We have used this plan multiple times and never made a claim, but it gives piece of mind while traveling.
Carol T. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
We almost had to file a claim for lost luggage. After looking at the requirements to file a claim it would be virtually impossible for any one to have documentation and receipts for personal items in the suit case. Who keeps receipts for clothing that could be several months or longer old and for a suitcase that may be several years old?
It seems bogus to even offer lost luggage protection.
Thank Goodness that the cruise line found our luggage and is shipping it to us.
It seems bogus to even offer lost luggage protection.
Thank Goodness that the cruise line found our luggage and is shipping it to us.
John T. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Carol
Thank you for your comments. Whereas your homeowners policy provides Personal Property coverage on a Replacement Cost basis, your iTravelInsured SE plan, as do most travel plans, provides Baggage coverage on an Actual Cash Value basis. Actual Cash Value represents the purchase price of an item less depreciation of the item's value since you bought it.
You are correct in stating that most people would not have receipts for many items. Although many of our policies require receipts for reimbursement of any item, your iTravelInsured plan does make an exception:
"For claimed items without original receipts, payment of loss will be calculated based upon fifty percent (50%) of the Actual Cash Value at the time of loss, not to exceed two hundred fifty dollars ($250) per article."
Although that amount would still be much less than expected, your policy does still offer broader coverage than most travel plans. Nevertheless, the best Personal Property coverage would always be provided by your homeowners policy.Oct 31,2018
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Best prices for travel insurance and you pick what you can afford to pay.
Joseph M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Travel Basic
Fortunately we did not need the insurance. But we had peace of mind d knowing we were covered!
Leigh F. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
I did not file a claim, so I don't know how effective this plan really is and how it may help me or advise me with ideas that would help me and keep the plan cost low for everyone else.
KENNETH W. would
recommend this plan to a friend or relative.