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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have tour and visited Ecuador rated our Comprehensive Plans
4.43 out of 5
459
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Travelex Travel Basic
The insuremytrip website was very useful in finding the best plan to suit my needs. I selected the benefits that were important to me to filter the available plans and then picked the one with the lowest price that had decent reviews. We had to cancel our trip due to my wife's illness. The claims process was clear and straight-forward. The Confirmation of Coverage included a link to file a claim. I filled out the web page, which generated an email to me with the claims form attached, as well as clear instructions and a 6-item checklist of items they needed. I had the choice of emailing the documents, uploading them, or mailing them. I chose email. When I emailed the final document on the list (which needed to filled out and signed by a doctor, so it took a week or so), I asked them to keep me apprised of the status of my claim. I didn't hear anything other than an automated response saying they had received my email, so after 5 days I called. It didn't take too long to get through to a live person. They told me it can take up to 15 days to process the claim. Three days later (8 days after I emailed the last document), I received an email saying the claim was approved and payment would be by EFT to my bank. Within a few days, I received notice from my bank that the deposit had been made. I'm quite happy with the whole experience.
Richard D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Had to cancel our trip for a medical reason 2 weeks before departure . Quick and full resolution to claim. I would definitely purchase this insurance again.
Dolores H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
AIG Travel Travel Guard Basic
Thankfully I didn’t have to use it.
Gary B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Standard
Obtaining the policy was very easy. I thankfully didn't need to file a claim, and since that's where the rubber meets the road, I can't evaluate the claims process. One thing I couldn't easily find was a policy where you could pick and choose the benefits. For example, my health insurance covers medical expenses outside of the country, and I didn't want to pay for additional coverage that I wouldn't need. But I didn't see policies that provided that option.
Lesley M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your 4 1/2 star review. In order to purchase Trip Cancellation and Trip Interruption coverage, you must purchase a Comprehensive plan which is a travel insurance plan that offers the most benefits of all plan types. Although you cannot delete the Medical coverage, we offer plans with Medical limits ranging from 10,000 USD to 500,000 USD per person.

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Apr 02,2019
The trip included a
tour
Travelex Travel Select
The process of selecting insurance was very simple, but I did have a few questions. The customer service people were very helpful in explaining differences between the plans. Of course I wish it cost less! But it is nice to know you are insured when you're leaving for a long vacation.
Matthew C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Standard
It was reassuring having the plan. I am glad I did not use it.
Ivor G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
My husband had serious injury 3 weeks before our trip. We submitted the required paperwork and a check for a full refund arrived 4 weeks later. The process was very smooth.
Sheila W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Preferred
Although we didn't file a claim, we made a couple changes prior to leaving on our 20 day trip to Ecuador and the Galapagos. The changes were handled easily, promptly, and documented shortly after. We would use Generali again when the need for TI arises.
Boniface D. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Arch RoamRight Essential
I would prefer the coverage items to be a little more ala carte so you could pick and choose exactly the coverage you need/want and hopefully be able to reduce the cost.
Jana P. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
I had two flight issues on this trip and plan to process some claims. I just returned late Sunday and am still catching up, as I am hosting a workshop in my home this weekend.

I called your office on the 20th and was told my plan didn't cover getting me home. What? I bought a plan for the whole trip. I was also told, I had to process any claims myself first and you were a secondary choice. You basically are NO help. I will never buy from you again.

I did read the policy before I left and again after my first flight issue. The "small print" policy would take a really experienced travel who has learned by error or an attorney to see what is missing.

An expensive ripe off.

I will be contacting a supervisor next week or after I have submitted claims to Avianca.
Kristy C. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your review which we forwarded to Crum and Forster Travel Insured for their comments:

    "We apologize for the frustration encountered and would like to reach out to you to discuss your situation further. Please contact customer care at 1-800-243-3174 with your most convenient time and we would be happy to look into your case. Thank you."
    Oct 24,2018
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