Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
Arch RoamRight
Preferred
Plan was purchased because it provided coverage for 5 specific things I was concerned about. Good thing I did my research because we did end up having to file a $600 claim for a covered event. The claim was approved after about three weeks which is a bit longer than I would have wanted, but in all fairness, I felt it was a reasonable amount of time since the claim was submitted right after hurricanes Irma and Maria and I imagine they had a multitude of other claims to process in addition to mine.
Paul W. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Consumers Beware - Do Not Purchase this Company Plan. Before you make your decision - read their policy carefully!!!
The Plan I purchased includes coverage for trip delay at $150 per day - which by default, in all other insurance companies I used in the past - covered the unused part of your prepaid expenses (with a maximum daily limit). However, Nationwide Mutual Insurance Company does not cover that and does not explain that in their policy before you purchase it. My flight was canceled and I made it to my destination 24 hours later. I filed a claim due 24 hours delayed arrival to my vacation, but my claim was denied. According to their rules, they only pay for the additional expenses that happened due to the delay, and not the lost unused portion of you package. The way I see it - it is a highway robbery. I had similar situation before with other insurance companies, and even though I did not get the amount I actually lost by prepaying, I did get their maximum per day that was described in the policy. I do not recommend this policy to anyone and will never buy coverage from Nationwide Mutual Insurance company again.
The Plan I purchased includes coverage for trip delay at $150 per day - which by default, in all other insurance companies I used in the past - covered the unused part of your prepaid expenses (with a maximum daily limit). However, Nationwide Mutual Insurance Company does not cover that and does not explain that in their policy before you purchase it. My flight was canceled and I made it to my destination 24 hours later. I filed a claim due 24 hours delayed arrival to my vacation, but my claim was denied. According to their rules, they only pay for the additional expenses that happened due to the delay, and not the lost unused portion of you package. The way I see it - it is a highway robbery. I had similar situation before with other insurance companies, and even though I did not get the amount I actually lost by prepaying, I did get their maximum per day that was described in the policy. I do not recommend this policy to anyone and will never buy coverage from Nationwide Mutual Insurance company again.
Faina K. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Mike
.Jun 05,2017
The trip included a
cruise
tour
AIG Travel
Travel Guard Basic
Thankfully did not need it but good to know it was there. I did recommend this to a friend who told me what she paid the cruise line for her insurance....ouch
Daniel S. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We traveled from BWI to Jamaica 3/7 - 3/13 and did arrive home to a predicted snow/ice storm, which thankfully, didn't affect our travel. It was good to know that I had this travel insurance just in case!
susan h. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Travel Basic
I would recommend Insuremytrip as a great place to compare and purchase plans. I think there is no way to evaluate the coverage until you actually have to file a claim. Then the level of cooperation, responsiveness and ease of process is what matters.... Fortunately I can't answer any of these questions.
Christine B. would not
recommend this plan to a friend or relative.
The trip included a
tour
TruTravel Insurance
Premier
Didn't have to use it.
Zbritskiy L. would
recommend this plan to a friend or relative.
The trip included a
tour
Arch RoamRight
Essential
The only way to evaluate the value of an insurance policy is by assessing its claim handling process.
Since we did not file a claim, I cannot evaluate how good is the insurance product. The best evaluation should come from those who filed claims.
Since we did not file a claim, I cannot evaluate how good is the insurance product. The best evaluation should come from those who filed claims.
Yaron S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Generali Global Assistance
Standard
Reasonable cost with reasonable coverage. I am just glad that I did not have to use the claim option, Thank you.
Ethelda B. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Plus
The travel insurance policy we purchased appeared to be a good one for our needs and was offered at a reasonable price, but since we didn't file a claim for an insurable event, we really can't give a reliable evaluation of the policy. Also, since we didn't file a claim, we really can't give a reliable evaluation of the insurance carrier's response.
Jerry H. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Silver
These travel plans are over priced. I feel like I am being gouged when I buy one.
Derrel L. would
recommend this plan to a friend or relative.
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Carol
Thank you for providing your review. Comprehensive Policy premiums are calculated based on your Trip Cost per Person, your Length of Trip, the Traveler's Ages, and also your Destination in some of our plans.
Since we offer plans from 25 of the leading providers of travel insurance, there will be quite a range in pricing. You can list your quotes in premium order by selecting "Sort by Price low to high" or you can call us at 800-487-4722 for assistance.Nov 27,2015
You had the following coverage for unused nonrefundable trip costs, under Trip Interruption:
Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive hours
and prevents You from reaching Your destination.
You are correct in stating that the Trip Delay coverage is for expenses that you incurred while delayed.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.