Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
Generali Global Assistance
Preferred
Although we didn’t need to use the insurance, it provided piece of mind. My husband had some health issues about 6 weeks before departure & we thought we might have to cancel the trip. Luckily though he was given the go ahead to go, & we thoroughly enjoyed our cruise.
Beatrice K. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard Basic
Never had a problem with AIG
Christopher D. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
In comparing similar travel insurance plans, I found C&F plan coverage and cost to be my deciding factor for purchase. The plan covered all my major areas of concern and in case of a medical emergency the coverage was sufficient.
Peter H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Arch RoamRight
Essential
Fortunately we did not have to use the insurance.
James M. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured SE
I reduced the amount of coverage by $775 a week before the departure and thought the premium should be reduced--and was told that had to be done closer to the time of coverage--but, life sometimes happens a week before the departure--and changed my trip by 3 days-- it was a disappointing 'rule'
Harriet P. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Luckily, we didn't have to use it, so I have no idea what kind of hassle it would be to file a claim.
Helen G. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
As no one ever plans their delay - buying insurance is tricky. Seriously they emphasized all big words and promises to cover everything from departures to return home as long as cruise was part of the trip
We had a 2 days before and after cruise in Barcelona. And American Air canceled the flight for 24+ hour to final destination
Nationwide did not covered misses tour (because it wasn’t part of cruise) nor did they covered first night of the hotel charges that we have missed
Note to myself: Read, read, READ your policy and remember that insurance is a business and not your friend
We had a 2 days before and after cruise in Barcelona. And American Air canceled the flight for 24+ hour to final destination
Nationwide did not covered misses tour (because it wasn’t part of cruise) nor did they covered first night of the hotel charges that we have missed
Note to myself: Read, read, READ your policy and remember that insurance is a business and not your friend
Vadim B. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
-
Carol
Upon receiving your review, we assigned an "Anytime Advocate" to look into your claim. Nationwide has now confirmed that they processed your claim under Trip Delay and sent you a partial payment letter. Apparently your missed tour and hotel were not reimbursed because those prepaid expenses were not covered under the Trip Delay benefit as stated below:
"TRIP DELAY - The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the
Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more hours due to a defined Hazard.
Covered Expenses:
(a) Any Additional Expenses incurred;
(b) A one-way Economy Fare to return You to Your originally scheduled return destination."
Nationwide next reviewed your request for payment under the Trip Interruption benefit. Sometimes a missed expense may be covered under Trip Interruption even it was not covered under Trip Delay. Unfortunately, the circumstance did not qualify for one of the covered perils under the Trip Interruption benefit.
It is never pleasant to have your claim denied. Hopefully this explanation will guide you to a future purchases.Sep 26,2018
The trip included a
tour
AIG Travel
Travel Guard Basic
Fortunately, I did not have to file a claim but I have purchased this travel insurance before, and it is always the best price for the best coverage. I will recommend to others and definitely purchase for my next trip.
Lois C. would
recommend this plan to a friend or relative.
The trip included a
tour
Global Alert!
Preferred
It gives me peace of mind to add just a little to the overall cost of trip, knowing that if I miss a connection, or my luggage does, I can still go on with my vacation. Also, knowing that a medical or dental emergency can be dealt with.
donna l. would
recommend this plan to a friend or relative.
The trip included a
cruise
Global Alert!
Preferred
Good coverage. Easy to purchase and understand what is covered. Competitive pricing.
William B. would
recommend this plan to a friend or relative.
If you have any additional questions or concerns, please contact our office at 800-487-4722 where a licensed representative would be happy to help you.