Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
The plan was fairly priced; however, I was a bit upset that the option to cancel at any time for any reason was not available because we hadn't purchased the plan at least 14 days after purchasing our trip. I think this rule should be revised. There should be no deadline!
Stacey C. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We appreciate your purchase and review of the April Travel Protection, Choice policy. Comprehensive policies offer various high risk benefits. These high risk benefits include: Pre-existing Conditions Waiver, Cancel for Any Reason, Cancel for Work Reasons, and Financial Default. Because the insurance carriers are taking on these high risks, they require that you purchase within 10-21 days of your initial trip payment date. This is an industry standard. However, with most policies, you are able to purchase the coverage for your initial trip cost and then add to the policy as you make additional purchases. This ensures that you receive the time sensitive benefit(s) that you are looking for, and are also able to purchase within the time frame required. In the future, please call us at 1-800-487-4722 with any questions about coverage and time sensitive benefits. One of our licensed insurance agents would be happy to assist you.
It is hard to assess this InsureAssist TravCan plan since I did not have to file a claim. However we shopped for a plan that would be comprehensive in coverage for two travelers who come from different coasts and have a 10 year age difference. Both of us have concerns with our elderly parents, so the coverage had to apply to both travelers should either of our parents incur a need for us to care for them. While we had no need to file a claim, it appeared on the surface that this would fill the required need.
Leslie S. would
recommend this plan to a friend or relative.
We had a medical emergency while we were on our cruise and were very grateful that we had this policy, especially the $1,000,000 medical evacuation coverage. Our claim was processed promptly and we can recommend this policy to anyone.
Sylvia L. would
recommend this plan to a friend or relative.
I always turn to InsureMyTrip when I'm paying significant sums in advance for a trip (pricey airfare, cruises), and I always find exactly the policy I need. In this case, the AXA Assistance USA Gold plan provided the comprehensive blanket coverage I wanted for travel to the Middle East. It gave me the peace of mind that, no matter what might go wrong, I could get help and/or a refund of my airfare. Fortunately, I had no problems and did not have to contact them or file a claim.
Linda S. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
RoamRight is very easy to work with. I ended up having to cancel my plan within the review period, and it was done quickly, and with no hassle. Would definitely buy again.
Wayne W. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
My policy worked as a secondary coverage, and in such case you need to have a proof whether the primary insurance or carrier covered some of your loss. My suitcase was damaged by carrier (cruise line). I submitted my claim to InsureAssist not having proof whether the carrier covered my loss. They explained to me that I had to file the first claim with the cruise line. I filed a claim with the carrier and was partially reimbursed by them. After submitting carrier's statement of reimbursement and other required documentation, I receive full reimbursement from InsureAssist very promptly. They were very responsive. Thank you.
Yuriy N. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.