Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
WorldTrips
Atlas Expedition
Thankfully did not have any incident to report but I would never travel out of the US without the insurance
Lois H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
It was peace of mind having this plan.
Cheryl B. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Preferred
Obviously I did not really test the coverage since I did not file a claim, but the process was easy to obtain the coverage and the coverage seemed very competitive for what I needed. I would use Generali Global Assistance again.
David R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
Fortunately I didn’t have to file a claim. My trip went along just as I planned. However, when a person reaches my age, nothing can be taken for granted. It’s best to have backup, and that is what trip insurance is for. I will do the same thing next time.
Robert H. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Premium
Luckily no issues.
Timothy A. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
It was good to have peace of mind. Our cruise started with a delay to remove an I'll passenger from the ship by ambulance. Later, in Belfast, our ship was delayed again when a passenger died. These things do happen on vacations. I feel deeply for those passengers and their families and hope that they had insurance.
Steven H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
John Hancock
Bronze
No claim to file, hurray! All went well and I had peace of mind, knowing I was covered.
Elaine H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
Always very reassuring when we have coverage through insuremytrip when traveling abroad.
Rosemary H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
Luckily, did not need to use the plan. The pre-existing condition waiver should be offered before final payment rather than 10 to 21 after deposit.
Edward H. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your comments.
The industry standard is for travel insurance providers to offer the pre-existing condition waiver if you purchase their policy within 10 to 21 days (depending on plan) of your initial trip payment. There are some exceptions such as the Nationwide Mutual Choice or Luxury Cruise plans which go by final payment:
"The Pre-Existing Conditions exclusion is waived if the Insured (a) enrolls in this Policy within Final Trip payment; (b) purchases this Policy for the full cost of his or her Trip; and (c) is medically able to travel at the time the premium is paid."
Unfortunately you purchased this Choice Cruise plan on 01/29/2019 which was the day after you made your final payment, so you did not qualify for the Pre-Existing Conditions Waiver.
InsureMyTrip is open 7 days a week, 365 days a year. Customer Care is available to assist you by phone at 800-487-4722, or by chat, Monday - Friday, 7am-12am EST and Saturday - Sunday, 9am-9pm EST.May 21,2019
The trip included a
cruise
tour
Generali Global Assistance
Standard
Very Satisfied with cost of coverage; haven't a clue whether the Generali Global Assistance plan would work when needed.
David W. would
recommend this plan to a friend or relative.
Please call us at 800-487-4722, if you have any questions or concerns.