Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
Most insurance providers base their Comprehensive Plan premiums on trip cost, age of travelers and length of trip. However, you also selected a plan that includes Cancel for Any Reason, an optional coverage which added 39% to your policy premium.
I would use the option to purchase travel insurance more often although I may never use it, if the price of a policy was less than the high % of the trip I recently did. To think that you spent over a $1000 and only got a little piece of mind seems pricey. Maybe the insurance company could do a reduced cost as one uses the company to purchase further travel insurance.
Stanley S. would
recommend this plan to a friend or relative.
I had always bought trip insurance in the past because of my mother's advanced age and failing health. However, for this trip to Africa, I questioned buying it because my mother had passed away and my husband and I were in great health......no foreseeable reasons to cancel. After debating the pros and cons of buying such a policy, my more conservative side won out and I bought the insurance so I could sleep at night. Then the fractured ankle and the subsequence surgery happened a short time before our departure. Global Alert made the claim process relatively easy. All calls were either handled immediately or calls were returned within the day (usually within the hour). Once I provided all the documentation, we received our check, covering all our expenses, minus what our tour company had refunded to us, within 2-3 weeks. I will never second guess the need for trip insurance for any major trip in the future. I would certainly look to Global Alert Preferred again to provide that coverage.
Anne S. would
recommend this plan to a friend or relative.
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Note: This review is for an earlier version of the plan.