Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
AIG Travel
Travel Guard Basic
Too expensive for what I received.
Donald B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured LX
Good to have for peace of mind.
Sarah A. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
I am pleased with the plan I purchased for our cruise and will purchase again for our next trip.
Victoria L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Choice Cruise
I read that this plan didn't cover missing a cruise if the flight had mechanical difficulties. That's insufficient coverage for me, but otherwise I had good coverage which we didn't use.
KEVIN N. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your comments. You are correct that Trip Cancellation and Trip Interruption under this policy would not have reimbursed you for your prepaid non-refundable travel expense if your trip had been canceled or interrupted due to the mechanical breakdown of a travel provider under the Choice Cruise plan. However, you did have the option to add on Cancel for Any Reason:
"TRIP CANCELLATION FOR ANY REASON - OPTIONAL UPGRADE
If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:
a) Your premium payment is received prior to or on the date Your final deposit/payment for Your Trip is received; and
b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure prior to or on the date Your final payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and
c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date."
Please also note that you did have some coverage under Trip Delay up to 150 USD daily, 750 USD maximum (secondary coverage).
"TRIP DELAY
The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
hours due to a defined Hazard.
Covered Expenses:
(a) Any Additional Expenses incurred;
(b) A one-way Economy Fare to return You to Your originally scheduled return destination...
Hazard means:
a) Any delay of a Common Carrier (including Inclement Weather).
b) Any delay by a traffic accident en route to a departure, in which You or a Traveling Companion is not directly involved.
c) Any delay due to lost or stolen passports, travel documents or money, Quarantine, hijacking, unannounced Strike, natural disaster, civil commotion or riot.
d) A closed roadway causing cessation of travel to the destination of the Trip (substantiated by the department of transportation, state police, etc.)"
Please feel free to call us at (800) 487-4722 if you have any questions.Aug 06,2019
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
Glad I didn’t need to use the coverage, glad I had you there if I had to.
John W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
I selected a plan that fit my vacation and thank goodness I didn't have to us it. It was a relief to know if something did happen I purchase insurance.
Michelle L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Travel Basic
It gave a comfort level that I can go on vacation and not be worried about what will happen if I get sick or hurt
Mary J. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Travel Select
Awesome cruise. No problems Great service. Thanks
Randall C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
Our flight was delayed so we missed embarkation for our cruise. We met the ship at the first port of call. We were reimbursed in about 8 weeks from filing our claim. Couldn't be happier that we bought this insurance!
Paul G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
The good news is I did not have to use the insurance policy!
William K. would
recommend this plan to a friend or relative.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.