Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector

The Worldwide Trip Protector from Crum & Forster - Travel Insured International is a mid-tier comprehensive trip cost protection plan. Coverages offered include Trip Cancellation and Interruption, Trip Delay, Missed Connection, Itinerary Change, Cancel for Any Reason, and Pre-Existing Conditions Waiver. This plan offers Medical, Sports Coverage, and Baggage coverage upgrades.

To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector product page.

Customers rated the C&F Travel Insured International Worldwide Trip Protector plan
4.58 out of 5
1,369
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
All plans are too expensive and complicated. You buy a plan which list coverage that you need and when you review your final plan it list many reasons why you will not be covered under certain conditions.
Roger P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    We can see from your policy history that you have been a long-term and loyal customer of InsureMyTrip since 2008. As you have noticed, Comprehensive policy premiums, which are rated based on the age of the traveler, his/her trip cost and the length of the trip, have increased over the years. Since we offer plans from more than 25 of the leading providers of travel insurance, the pricing also varies by plan. Generally, the more expensive plans offer the broadest benefits with some exceptions.

    Travel insurance plans are "named peril" policies which means only those perils/hazards that are specifically listed in the policy are covered. In addition, all plans have their "exclusions and limitations" which may affect your coverage. Since policy terms and conditions vary from plan to plan and are also state-specific, this does create discrepancies in coverage between plans. Although you can review the policy terms and conditions prior to purchase by clicking on "View Certificate", this can be a long and frustrating process given the number of offered plans, so we encourage you to call customer care at InsureMyTrip 800-487-4722 for assistance.
    Feb 08,2017
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
we did not have to file a claim but our ship was delayed a day leaving but fortunately the owner of the condo we were renting allowed us to stay an extra day no charge.
Richard C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
I filed for a claim, the process was painless, efficient and effective. Will do business with you again!
Agnes M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
I was satisfied what the plan covers, but, thankfully, I did not need to use it, but I was happy with my purchase and I'd do it again for my next trip.
Marcus F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
It was easy to purchase - I would know more if and when I filed a claim.
Diana S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
We did not have to use the plan, but it covered what we were looking for at a reasonable price
Richard P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
I have been purchasing travel insurance for all of my vacations on a regular basis and was interested to see what would happen when our return flight was cancelled by the airline due to weather, presenting the opportunity to file a claim. In a short conversation with a Travel Insured representative, I was curtly informed that a "Missed Connection," was not what I assumed it to be, and my claim was not covered by the policy.

According to my travel insurance summary, benefits would be payable for a "Missed Connection" due to a delay of three hours or more. We were able to get on another flight but due to the flight cancellation we were delayed at the airport for four hours; we didn't arrive at our home airport until after midnight and incurred extra expenses for our transportation back home from the airport (a relative was going to drive us home but couldn't do it at that hour). I was hoping to file a claim for the unexpected transportation expenses to get home from the airport.

However, when I called Travel Insured I was told to read page 14 of my travel insurance policy document, where it states that a "Missed Connection," is only applicable at the beginning of a trip, and only if you miss your cruise or tour. So missing our ride home from the airport was not covered. I had actually tried to call Travel Insured when our flight was cancelled to get clarification of how the policy applied to our situation, but the office was closed. I then called the 24 hour travel assistance line that is offered in conjunction with this policy; the representative I spoke with cautioned that she did not work for Travel Insured and could not interpret the policy, but she also assumed that the "Missed Connection" could apply to my situation. She also tried to reach someone at Travel Insured, but was not successful.

The claim I had wanted to file for transportation was minimal, and I'm not very happy with the results of this "test run." I think next time I would spend more with another company that provides better coverage and clearer and more straightforward terms and conditions, and also one that has representatives who can be reached when needed. I would say this insurance can work for you if you are willing to thoroughly read and memorize the 56 page policy document and are satisfied with the loopholes.
Lee B. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Zac
    Photo
    Thank you for your feedback on the policy. C&F Travel Insured International has issued the following reply:

    "We apologize if you have experienced any frustration or inconveniences. After speaking with the Customer Care Department, it was indicated that you were delayed for 4 hours on your return flight and were looking to file a claim. The rep advised that the Missed Connection is if you miss a cruise or trip departure due to a delay; therefore, this situation wouldn’t qualify for benefits. The rep also explained that in order for Travel Delay benefits to be payable, you would have to be delayed for 6 or more hours. Unfortunately, since it was a delay of only 4 hours, the use of the benefit was not qualified. We urge you to contact us any time at 1-800-243-3174 with questions or concerns before, during, or after your trip to ensure you are receiving the best coverage and service possible. Thank you."
    Jan 12,2017
C&F Travel Insured International Worldwide Trip Protector
I have consistently bought this insurance best coverage for the money
michael f. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
We cancelled our trip to Cairo and Istanbul due to unfortunate terrorist attacks in those cities in December. We are quite pleased with the professionalism our claim (for the non-refundable expenses) was handled by Travel Insured. Within a week of us submitting the necessary forms and proof of expenses, we got a call that a check was in the mail. This is the first time we have claimed on travel insurance and this experience has made us a customer with Travel Insured for good.
Hajra M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
Very satisfied with C&F Travel Insurance that we purchased. We have purchased trip insurance only one other time and we are very frequent travelers. We decided to buy it this time since we were traveling to Spain during the holidays and it was more expensive than most of our other trips. My dad was traveling with us and became very ill just a few weeks before our trip, forcing us to cancel. We completed the required paperwork and the claim was settled and paid within 3-4 weeks. I would definitely use this company again.
Jason S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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