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Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector

The Worldwide Trip Protector from Crum & Forster - Travel Insured International is a comprehensive trip cost protection plan. Coverages offered include Trip Cancellation and Interruption, Trip Delay, Missed Connection, Itinerary Change, Cancel for Any Reason, and Pre-Existing Conditions Waiver.

To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector product page.

Customers rated the C&F Travel Insured International Worldwide Trip Protector plan
4.60 out of 5
3,351
ratings and reviews
97%
recommended
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Cruise
Filed claim
C&F Travel Insured International Worldwide Trip Protector
My insurance didn't cover the requirements for Costa Rica COVID-19 coverage in February of 2021. I had to buy additional insurance from another company to cover the requirements at the last minute.

Still, I felt secure in the coverage that was provided and I would consider purchasing it for travel in the future.
Jan T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
Travel insurance is a must! Even before the pandemic, travel insurance provided peace of mind with trip planning. I've always used insuremytrip.com for finding the best fit, either researching the plans myself, or getting assistance from the many live representatives. I recently needed help on a canceled trip (2020) and received professional, courteous, and prompt assistance from actual people, not robo-chats. Thank you to Jeannie, Melinda, Sally, and all the other dedicated staff!
stephen r. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
We were very pleased with Travel Insured International! We had to interrupt our trip half way because my husband had a heart attack while on Kangaroo Island, South Australia. He was transferred to Adelaide in southern Australia where 2 stents were placed in his heart. We were reimbursed for the Unused Trip Portions and extra transportation costs and hotel costs since we had to stay in the country an extra 10 days before he was allowed to return to the U.S. but we weren't allowed to continue with our scheduled tour. The only reason I gave 4 stars on the promptness of claim processing is that it was about 4 months after returning from our trip that the claim was finally settled & check received. Just so you know, we had to send A LOT of paperwork documenting the medical treatment and extra expenses, so everyone should keep very good records when traveling and using travel insurance! Anytime we were contacted about this claim, they were very friendly and courteous as we worked through all the necessary steps. Thanks very much!
Karl E. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
You offer the worst, most unpredictable product in the world. We filed a claim because Covid caused a trip planner to cancel a trip. Of course, your managers in their wisdom saw that as a once in a lifetime opportunity to fleece your customers. We spend hours navigating your ungodly claims process, kept making calls for 9 months to see what the holdup was, and finally got the news that our claim was turned down. I am using every platform I can find to make people undeerstand how absolutely worthless you and your products are.

Don't have anyone from "Customer Care" call. We already tried that route. A joke. Like your whole company. Aptly named: "crumb."
John S. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Kaylie
    Photo
    Thank you for your feedback.

    C&F Travel Insured has issued the following response to your review:

    "Thank you for your feedback. We strive for customer experience excellence. Our apologizes for the frustrations you’ve experienced. Call volumes are very high, but every customer experience is important to us. Please email your contact information to [email protected] , to further discuss your situation. Thank you."




    Feb 09,2021
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
I purchased this plan for my wife and I to fly out of Galveston to travel to Mexico on a cruise on July 5th 2020. It was obviously cancelled due to covid-19, which is completely understandable. I opened a claim with the company in July, submitted documents in late summer/early fall and have heard NOTHING from them. ANY contact I've had with them has been because I have reached out to them. The first time, in October, I received an email reply to mine that was a copy and paste "we are really busy and sorry for the delay." It is now December and I just emailed them again stating that I do understand they are overwhelmed, but to completely ignore the customer and not keep me updated is unacceptable. I have always bought Crum and Forster when we travel, and I will not be using them after this experience. What is the point in having travel insurance if your insurance company refuses to work with you? I'm terribly dissapointed.
Stephen T. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Megan
    Photo
    We are sorry to hear about how the claims process went in your situation. For future situations where you may need to file a claim we do have an advocate program.

    All travelers that purchase a policy through InsureMyTrip have access to our Anytime Advocates® program. This unique program is designed to save our travelers time and money by contacting the travel insurance provider directly to smooth out any kinks in the claims process. The InsureMyTrip Anytime Advocates® will help any customer with:
    Claims assistance
    Receive expert advice on how to navigate the claims process and file a claim properly with your travel insurance provider.
    Dispute resolution
    Anytime Advocates® will check the status of a claim. If a claim is denied, an advocate will work on behalf of the customer to learn why or to help with the appeal process.

    Please see the response from C&F Travel Insured:

    "We apologize for the disappointing situation that has occurred. If you wish to discuss your coverage further, or have any questions you would like us to clarify, please call 1-855-752-8303. Thank you for your patience!"
    Mar 05,2021
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
Its been a month since I submitted my claim, no response by email and no call back when I entered the virtual que.I realize they are busy currently, but some kind of response to any of my email and submissions over 30 days seems reasonable.

Update:
after 2 months, I did get an email asking for proof of the refunds I was able to get on my own of the total trip cost. I submitted that the same day.
after 5 months, the insurance company somehow got my airline tickets refunded by the airline which was nice since they were supposedly non refundable. They never communicated with me about it, just got the credit from the airline.
After 6 months, I still have a small deposit I had claimed and should be paid but I've heard no communication from the insurance company despite repeated attempts on my part for contact.
Additional update: their web site had changed several times and I finally found an update on my case there which shows the claim was "closed" 2 months ago. With no communication to me nor any response to the multiple emails I have been sending in the meantime.
I will certainly NOT recommend this company.
Final update: with the assistance of insure my trip, I finally got my claim paid. The lack of communication from the insurance company made for a very frustrating and time consuming process. I'm very pleased that Insure my trip stepped-up and helped me.
Erica P. would not recommend this plan to a friend or relative.
4 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Megan
    Photo
    Thank you for your feedback!

    Please see the response from C&F Travel Insured regarding your review:

    "We thank you for your feedback and apologize for any frustrations you’ve experienced. Call volumes hare very high at this time, but our relationship with our customers is very important to us. We appreciate your patience."
    Dec 01,2020
C&F Travel Insured International Worldwide Trip Protector
I bought two separate policies (as required since we don't live in the same household) for my almost 80-year-old father and I to travel to the Netherlands in April 2020. The airline cancelled our flights (non-refundable tickets) because of COVID (clearly stated in our email). I filed a claim for one policy on April 5, 2020 with all relevant documentation. I started getting reminders to submit relevant documentation several weeks later although I had already submitted all of the required documentation. I submitted the second claim for my father in May 2020 because it was clear nothing was happening quickly (understandable certainly). Several months later, I started calling on a monthly basis because of hearing nothing from the company. They assured me first the files were complete and then that they had been consolidated and assigned to a claims person. I gave up calling after the last person I spoke to said that calling every month was fine but wouldn't make anything happen any faster. I received a letter about my policy today 10/16/20 (almost six and a half months later) informing me that non-refundable airfare was apparently not covered under the policy. I reread the policy and agree that this is apparently true. Why one would offer insurance for travel but not cover airfare is admittedly a "shame on me" thing for not noticing that the one and ONLY thing we needed it for wasn't included (literally the tickets were the sum total of the value of the trip for which we requested insurance--everything else was refundable or could be cancelled). I understand the technicality of the decision; that it took five and a half months (without any clear information from the company) is appalling, especially now since I have to try and find other recourse to recoup thousands of dollars some other way. I certainly would never buy from this company again and would urge other users to read carefully in case they assume that their airfare is in fact included in the policy if your airline cancels your trip. In our case, it was "your Travel supplier cancelling your trip is not a listed covered reason; therefore, benefits are not payable." So, lesson learned, but I wish I hadn't been able to buy coverage for something which literally couldn't be refunded according to the terms of the policy.
John S. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Megan
    Photo
    We thank you for your feedback.

    Please see the response from C&F Travel Insured regarding your review:

    "We thank you for your feedback and apologize for the frustrations you’ve experienced during your experience with our company. Our relationship with our customers is very important to us. If you’d like to discuss your situation further please contact us at [email protected] We appreciate your patience."
    Nov 05,2020
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
Although it took 7 months, I finally received my trip interruption insurance claim from C&F. Since I purchased the policy through Insure My Trip, I reached out to them, 3 months in, to try to push C&F to respond to my claim. Insure My Trip was very helpful in clarifying the hold up and with further help from my travel agency, Pavlus, I was finally able to get the compensation I was due.
WENDI L. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Megan
    Photo
    We appreciate your feedback.

    Please see the reply from C&F Travel Insured regarding your review:

    "We thank you for your feedback and apologize for any frustrations you’ve experienced. Call volumes hare very high at this time, but our relationship with our customers is very important to us. We appreciate your patience."
    Nov 05,2020
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
I was injured on my trip (March 7, 2020) and filed a claim immediately (March 9, 2020). C&F was very helpful in arranging repatriation so that I could return home for orthopedic surgery. In order to get home, they said I had to pay for the flights and was told to submit the claim, which I did timely. I still have not been reimbursed for the trip interruption claim. I have called and emailed numerous times. When I call, I'm on hold for at least 45 minutes.I really have been given the runaround. When requested, I submitted any follow-up documentation immediately. My claims analyst does not email or answer my calls. Last thing I was told was that my claim is in final payment review but it's been 5 weeks since I was told that for the 2nd time. I'm at my wits end with this company. I know that COVID delayed things but I filed my claim early in the COVID crises and my claims has nothing to do with COVID. I hope someone from Insure My Trip can help with this claim. I would not buy insurance from this company again.
UPDATE: My claim was finally paid but it took a lot of effort. After numerous calls and several months, a supervisor finally contacted me and the claim issue was resolved. There was one minor issue holding up the claim and if they had contacted me initially, it would have been easily resolved. I had sent them the correct documentation but they had a question and could have easily emailed or called me.
Barbara N. would not recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Megan
    Photo
    Thank you for your feedback.

    Please see the reply from C&F Travel Insured:

    "We thank you for your feedback and apologize for any frustrations you’ve experienced. Call volumes are very high at this time, but our relationship with our customers is very important to us. We appreciate your patience."
    Sep 21,2020
C&F Travel Insured International Worldwide Trip Protector
My claim was initiated 2 and 1/2 months ago. Other than a request for documents, I have heard nothing. You cannot get through to them on the phone, and all you get is a chat bot who provides no response except to direct you to a web page which merely confirms that the documents were submitted. They blame Covid for the poor customer service. Covid is not an excuse for bad customer service. My trip was cancelled by the airlines and I made a claim for nonrefundable costs as per the policy. I would be very hesitant to use them because, if I were stuck on a trip with an actual emergency, how would I get through for help?
Maria W. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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