Travel Insurance Reviews Travelex
With over 55 years of experience protecting travel investments from the unknown, Travelex is a world leader in travel insurance. Travelex travel insurance plans anticipate the coverage needed while customized upgrades offer the ultimate in travel insurance security.
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The trip included a
tour
Travelex
Travel Select
We had claims for trip interruption and trip delay due to an airport strike in Nairobi. Submitting the claim was easy, but the processing time took five weeks. There was no communication after I submitted the claim until an EOB was e-mailed to me. In the end, a little more than 90% of the loss was covered due to limitations on the trip delay coverage, but overall, I was happy with the plan and coverage.
Lawrence A. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Travel Select
Easy, user friendly process
Suzanne S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Travelex
Flight Insure
I am a long time p0urchaser with dozens of prior purchases. I will not be buying new plans until you have the ability to add beneficiary like you had previously. I buy insurance for my family members and as family head I want the proceeds to come to me so I can provide for the various members if something tragic were to happen.
Mark B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Flight Insure
I am a long time p0urchaser with dozens of prior purchases. I will not be buying new plans until you have the ability to add beneficiary like you had previously. I buy insurance for my family members and as family head I want the proceeds to come to me so I can provide for the various members if something tragic were to happen.
Jessica S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Flight Insure
I am a long time p0urchaser with dozens of prior purchases. I will not be buying new plans until you have the ability to add beneficiary like you had previously. I buy insurance for my family members and as family head I want the proceeds to come to me so I can provide for the various members if something tragic were to happen.
James B. would
recommend this plan to a friend or relative.
Travelex
Travel Select
Horrible company. Used an extremely briefly worded stipulation in the contract to deny my claim. And it just so happened to be the very first thing they asked for after it took weeks to even get back to me. Basically just a scam. Noticed other reviews online with the same issue. Honestly don’t understand how their rating is so inflated on many websites. Steer clear and go with a more reputable insurance.
Marina F. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Travelex
Travel Select
You are NOT COVERED if you book your return flight after you depart OR if you change your return flight without requesting a change from them. Do yourself a favor and AVOID at all cost because this is such a SLIMEY COMPANY. Travelex underwritten by Berkshire Hathaway.
The coverage and cost seemed to be a great option. My wife needed to go to the ER while on our trip and thought ‘great thing we bought travel insurance’ because obviously this was going to be costly. She got taken care of, we paid for everything, and then filed a claim. About 3 weeks later we finally get a response asking some odd questions including proof of our flights (even though the hospital was in the country we said we were going to). Little did I know that these questions were SNEAKY ways to get out of paying claims. We sent our flight info to them and waited another few weeks. They messaged us back asking which day we booked our return flight because, even though we’re well within the time period of coverage…YOU ARE NOT COVERED if you book your return flight after you depart OR if you change your return flight without requesting a change from them. I went through and read the contract again and it was very briefly worded on pages 34 and 37 of the 59 page contract. ABSOLUTELY DESPICABLE. This why they start off with asking these questions because it’s is an easy way to toss out lots of claims. Don’t make the same mistake as us and go with someone else.
The coverage and cost seemed to be a great option. My wife needed to go to the ER while on our trip and thought ‘great thing we bought travel insurance’ because obviously this was going to be costly. She got taken care of, we paid for everything, and then filed a claim. About 3 weeks later we finally get a response asking some odd questions including proof of our flights (even though the hospital was in the country we said we were going to). Little did I know that these questions were SNEAKY ways to get out of paying claims. We sent our flight info to them and waited another few weeks. They messaged us back asking which day we booked our return flight because, even though we’re well within the time period of coverage…YOU ARE NOT COVERED if you book your return flight after you depart OR if you change your return flight without requesting a change from them. I went through and read the contract again and it was very briefly worded on pages 34 and 37 of the 59 page contract. ABSOLUTELY DESPICABLE. This why they start off with asking these questions because it’s is an easy way to toss out lots of claims. Don’t make the same mistake as us and go with someone else.
Kyle B. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Angie
Thank you for taking the time to post your feedback on Insuremytrip.com, we make every effort to review all customer concerns.
Berkshire Hathaway Specialty Insurance Company (“BHSIC”) is the underwriter and claim administrator for the policy you purchased. Travelex Insurance Services does not make claim determinations. We have contacted BHSIC, and they have advised that they do not have a claim initiated and have had no correspondence with you.
Listed below are the policy’s Effective and Termination Dates, and the definition of Trip, which may help provide clarity as to why the return date must be booked prior to the time of departure.
The policy ends on the earliest of:
(a) the date the Trip is completed;
(b) the scheduled Return Date;
(c) the Insured’s arrival at the Return Destination on a round Trip, or the Destination on a one-way Trip; or (d) cancellation of the Insured’s Trip.
“Trip” means a period of travel away from home to a Destination outside the Insured’s City of residence and;
the purpose of the Trip is business or pleasure and is not to obtain health care or treatment of any kin
the Trip has defined Departure and Return Dates supported by Travel Documents prior to the time of departure;
the Trip does not exceed the Maximum Trip Length Allowed listed in the Schedule; (d) and travel is primarily by personal automobile or Common Carrier.
It is important to remember that insurance is highly regulated, and all claims are determined based on the required documentation submitted and the policy details for the policy you purchased.
Should you have additional claim questions, please contact BHSIC at 855.205.6054 option 2, Monday - Friday: 7:00 am-7:00pm CT, or by email at [email protected].
Oct 23,2024
The trip included a
cruise
tour
Travelex
Flight Insure
Having this coverage gave me the peace of mind to travel without worrying!
Diana M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Travel Basic
Glad it was available and even happier that I did not need to use it.
Elizabeth C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Flight Insure Plus
My trip was canceled 90 minutes prior to departure due to my host coming down with COVID that morning. I called to let Travelex know before my scheduled departure time. Your cancellation period, which makes sense for *discretionary* cancellations, where a customer simply changes their mind, end 24 hours prior to departure.
I was informed that there is no provision for refund outside that window in the event of a cancelled trip, for illness or any other reason. So even though you provided no services you are keeping my money. Unbelievable. You incurred absolutely no loss or inconvenience, but are retaining funds. Meanwhile Delta, who actually suffered inconvenience and possible revenue loss due to last-minute cancellation, refunded me through a button in their app.
The rep indicated that a credit would be issued for a future trip, which I suppose keeps this arbitrarily customer-hostile policy legal. But I have to submit for it, await response, track whether that arrives or not, track it so I remember it for future trips, etc. So between these two possible outcomes:
1) You refund me, I buy a new policy next time I fly so the money comes back to you for that trip, and I continue to be a Travelex customer for the foreseeable future.
2) You retain my funds and best case, I get the voucher and remember to use it, making this the same financial outcome as 1) (minus interest on my funds), BUT, I never use Travelex again, and relate this story to anyone who will listen forever encouraging them to make any other choice.
…You have decided the second one works best for you. Go figure.
I was informed that there is no provision for refund outside that window in the event of a cancelled trip, for illness or any other reason. So even though you provided no services you are keeping my money. Unbelievable. You incurred absolutely no loss or inconvenience, but are retaining funds. Meanwhile Delta, who actually suffered inconvenience and possible revenue loss due to last-minute cancellation, refunded me through a button in their app.
The rep indicated that a credit would be issued for a future trip, which I suppose keeps this arbitrarily customer-hostile policy legal. But I have to submit for it, await response, track whether that arrives or not, track it so I remember it for future trips, etc. So between these two possible outcomes:
1) You refund me, I buy a new policy next time I fly so the money comes back to you for that trip, and I continue to be a Travelex customer for the foreseeable future.
2) You retain my funds and best case, I get the voucher and remember to use it, making this the same financial outcome as 1) (minus interest on my funds), BUT, I never use Travelex again, and relate this story to anyone who will listen forever encouraging them to make any other choice.
…You have decided the second one works best for you. Go figure.
Ronald M. would not
recommend this plan to a friend or relative.
-
Angie
Thank you for contacting Insuremytrip.com. Travelex Insurance Services (“Travelex”) makes every effort to review all concerns.
Your request for a premium refund has been escalated to the compliance department for review. With proof of non-travel, we were able to refund your premium within the 15-day review period. Your policy, FIPB31114, has been cancelled and your premium refunded back to the credit card used for the policy purchase.
We hope this resolves your inquiry.
Sincerely,
Travelex Insurance Services, Inc.Aug 05,2024
Berkshire Hathaway Specialty Insurance Company (“BHSIC”) is the underwriter and claim administrator for the policy you purchased. Travelex Insurance Services does not make claim determinations. It is important to remember that insurance is highly regulated, and all claims are determined based on the required documentation submitted and the policy details for the policy you purchased.
I’ve listed the policy’s Effective and Termination Dates, and the definition of Trip which may help provide clarity as to why your claim was denied.
The policy ends on the earliest of:
(a) the date the Trip is completed;
(b) the scheduled Return Date;
(c) the Insured’s arrival at the Return Destination on a round Trip, or the Destination on a one-way Trip; or (d) cancellation of the Insured’s Trip.
“Trip” means a period of travel away from home to a Destination outside the Insured’s City of residence and;
the purpose of the Trip is business or pleasure and is not to obtain health care or treatment of any kin
the Trip has defined Departure and Return Dates supported by Travel Documents prior to the time of departure;
the Trip does not exceed the Maximum Trip Length Allowed listed in the Schedule; (d) and travel is primarily by personal automobile or Common Carrier.
We have escalated your concerns to BHSIC, should you have additional documentation you think could support your policy, you are welcome to appeal the claim decision directly, please contact BHSIC at 855.205.6054 option 2, Monday - Friday: 7:00 am-7:00pm CT, or by email at [email protected].