The number one concern of summer travelers is trip delay, interruption or cancellations due to hurricanes or other severe weather events. When traveling during hurricane season, you must plan for the unexpected. If you wait to purchase your insurance until after a severe storm has been predicted and mapped on radar, there will be no coverage for delays, cancellation or interruption due to that storm. It is best to purchase a travel insurance plan prior to the threat of any inclement weather.
Planning ahead for the possibility of travel disruptions is the best way to protect the cost of your trip. While we recommend purchasing travel insurance during hurricane season regardless of your destination, here are some guidelines if you will be traveling to an area that is known to be high risk for hurricanes:
DO I NEED TRAVEL INSURANCE FOR HURRICANE SEASON?1. Are you planning to travel between June 1 and November 30?
2. Are you traveling to or through any destination on the East Coast of the United States, or in the Atlantic region?
If a travel insurance plan is purchased with enough foresight, you and your travel companions may be eligible for extra time-sensitive benefits. These typically become unavailable after 10-20 days from the date of your first payment on your trip. While time-sensitive benefits are added protection, a comprehensive plan from an InsureMyTrip travel insurance company can give you a strong level of protection.
Here’s a look at what a comprehensive plan can do for you if a hurricane hits while you are on your trip.
|Coverage for NOAA Hurricane Warnings|
|Coverage for extended delays/cancellations|
|Coverage for mandatory evacuations|
|Coverage if your home or destination becomes uninhabitable|