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Travel Insurance Reviews AIG Travel Travel Guard Gold

The AIG Travel Travel Guard Gold plan offers mid-level coverage and more options than Travel Guard Basic and Travel Guard Silver, allowing you to customize the plan to best fit your needs. In addition to Trip Cancellation, this plan offers Cancel for Any Reason coverage and a Pre-Existing Conditions Waiver. Children age 17 and under are free when there is at least one covered adult on the plan.

To learn more, see the AIG Travel Travel Guard Gold product page.

Customers rated the AIG Travel Travel Guard Gold plan
4.58 out of 5
1,604
ratings and reviews
97%
recommended
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Cruise
Filed claim
AIG Travel Travel Guard Gold
Absolutely the best coverage in the industry!
Terry M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
AIG Travel Travel Guard Gold
We did file a claim and it was handled fairly . The response time was longer than usual due the claim backlog caused by a hurricane. We did however receive several emails apologizing for the delay.
Gary G. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
AIG Travel Travel Guard Gold
Age should not be the only criteria for establishing cost. At 70 and 76, we are healthier than many 40-50 year olds. Perhaps a better approach could be considered. A health questionnaire filled out by our doctor or??
Sheila C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Photo
    Thank you for providing your feedback. There are 3 main factors that determine premium costs: the cost of the trip, the length of the trip, and the travelers ages.

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Nov 18,2019
The trip included a
tour
AIG Travel Travel Guard Gold
A friend had the same plan and had to cancel their trip for medical reasons. AIG has given them the run a round for months. I would never use AIG based on their experience alone.
m. r. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your feedback. Your or a friend's negative claims experience can ruin the perception of travel insurance and deter you from future purchases. However, there are many factors that affect a claim which may certainly vary from one traveler to another, so we caution you on making that determination based on that claim.

    InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    Nov 15,2019
The trip included a
tour
AIG Travel Travel Guard Gold
The plan almost covered everything I would have needed covered, just not 100%. Thank goodness I did not need to make any sort of a claim, but lastly, I wish the rates were not so high. I'm sure so many more people would get this coverage, if it was more affordable. It is definitely not cheap. But glad I had it.
Lisa F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for providing your feedback. There are 3 main factors that determine premium costs: the cost of the trip, the length of the trip, and the travelers ages.

    Please also note that coverages are per person. Trip Cancellation does provide 100% reimbursement up to your total trip cost if you must cancel your trip for a covered reason.

    In the future, you may wish to call InsureMyTrip if you are looking for guidance in selecting a travel insurance plan. Please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Nov 25,2019
The trip included a
tour
AIG Travel Travel Guard Gold
I actually made use of the Travel Guard concierge service inasmuch as Lufthansa cancelled our flight back to the States about 24 hours before we were to take off. The alternative that Lufthansa offered had a long delay, and we had trouble arranging for alternative service, ultimately getting assistance from Travel Guard in confirming seating on a UA flight so we would arrive back in Seattle only a bit over 5 hours late. The TG concierge was better than working with Travelocity concierge, and way better than working with any airline, at least in the middle of the night.
Charles M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard Gold
We had our important documents stolen and we could not continue our trip. We were disappointed to learn that this was not covered by trip interruption or cancelation. We lost almost $1000 on hotel cancellation fees and received $0 for our insurance. Very disappointing and we’ll look for better alternatives in the future.
JAMES M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to learn of the event that occurred during your trip.

    Comprehensive plans are designed to cover as many risks as possible, but is very rare for any insurance plan to cover all possible risks. These plans are named peril policies. That means that the event that causes your trip to be cancelled or interrupted must be a listed reason in your policy certificate.

    In the future, please call us prior to purchase so we can review the plan benefits with you and answer any questions you may have about coverage. In fact, you may call us any time at 800-487-4722 to discuss travel insurance products offered by InsureMyTrip. We are open 7 days a week, and all of our representatives are licensed insurance agents.
    Nov 21,2019
AIG Travel Travel Guard Gold
Gold plan used to have a "cancel for any reason," rider that could be purchased. Not available any longer with the Gold. Wish they would bring that back.
Christopher J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard Gold
Easy to get coverage. Thankfully didn't have to use it, so no idea how the process side would work.
Matthew T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard Gold
I would highly recommend this insurance option. I am so grateful I had it and there were earthquakes in Indonesia while I was there thank goodness very far from where I was staying. I had no need to file a claim at all. I know I will be back in Bali and I will always use this. Thank you.
Annie W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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