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Travel Insurance Reviews Arch RoamRight Essential

As the most economical plan offered by Arch RoamRight, the Essential plan offers basic comprehensive travel insurance coverage. This plan includes trip interruption and cancellation insurance, medical benefits, medical evacuation coverage, lost or delayed baggage coverage, and a 24/7 assistance hotline to help you file claims, provide travel info, and more.

To learn more, see the Arch RoamRight Essential product page.

Customers rated the Arch RoamRight Essential plan
4.60 out of 5
1,164
ratings and reviews
96%
recommended
Sort by
Cruise
Filed claim
Arch RoamRight Essential
Didn't take the trip to Spain. I thought I had coverage for Cancel Any Time and I didn't.
Patricia A. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Zac
    Photo
    Thank you for your feedback on the policy. The RoamRight Essential plan offers Trip Cancellation for covered reasons such as an unforeseen sickness, accidental Injury or death of you, or your traveling companion, or family member. Trip Cancellation coverage is in effect until the trip departure and reimburses 100% of the pre-paid and nonrefundable trip cost insured. However, the Essential plan does not offer the optional Cancel For Any Reason benefit. The RoamRight Preferred and Elite plans do allow you to add on the Cancel For Any Reason benefit if the plan purchased within 21 days of the initial trip payment and the trip is cancelled more than 48 hours prior to departure. Cancel For Any Reason reimburses 75% of the pre-paid and nonrefundable trip cost.

    Please call us at 800-487-4722 if you have any questions or concerns.
    Jun 07,2016
Arch RoamRight Essential
I feel weird reviewing this since I didn't end up using it, but I guess it was nice having the peace of mind that my trip was insured. I would pay more attention to the reviews of people who had to use their insurance though.
Scott W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
tour
Arch RoamRight Essential
We had to reschedule a trip to panama for medical reasons. RoamRight reimbursed us for the expenses incurred - no questions asked. Also paid very quickly.
Richard P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
Arch RoamRight Essential
I love being able to have a good, comprehensive plan for our trip insurance and love using Insure my Trip. I felt the price was a little high, this time, for a short, inexpensive 3-4 day trip, this included a short Bahama cruise, which was why it was more, I was told. We have about the paid the same amount for more expensive trips to Europe for 6 weeks or so, but from a different insurer that Insure my Trip used. All in all we had a great time at our family reunion and felt secure while we were on our trip!
Monique B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Carol
    Photo
    Thank you for providing your review. We did look back through your prior purchases which date back to 2010! We appreciate your continued faith in our services.

    As you indicated, your policy premium has increased since your trip to Europe in 2013. However, your premium increase is directly to related to your ages. Policy premium is based on age of traveler, cost of trip and the length of trip. Since each company sets rates according to an age range, your premiums have increased as you moved into the higher age range. For example, you may qualify for one rate between the ages of 51 to 60, but upon reaching age 61, your premium would increase. Age ranges do vary among companies so it would be best for you to call us for competitive quotes prior to purchase.
    May 05,2016
The trip included a
tour
Arch RoamRight Essential
Although luckily I did not get to use the plan it game me great relief and sense of peace in case I needed it.
Ariella B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
Arch RoamRight Essential
Perfect plan and customer services. Love it
Sajia W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
Arch RoamRight Essential
This plan gave us peace of mind as both my husband and I have chronic conditions that could flare before or during our trip.
Joanne W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
Arch RoamRight Essential
Have not had to use insurance on trips so can't say
whether claims are handled efficiently ... but am
content with having the policy.
Sandra A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
Arch RoamRight Essential
We had a wonderful trip! It was made even better by knowing RoamRight was there in the event we needed them.
Eugene C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
Arch RoamRight Essential
I was surprised to hear that i needed to pay extra if I included a beneficiary.
Emelita Jurado M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Carol
    Photo
    Thank you for providing a review for the RoamRight Essential plan. However, there is no additional premium to list a beneficiary. The additional premium was to add the Accidental Death Benefit which requires that we list a beneficiary.
    Apr 12,2016
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