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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,470
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
My wife’s dentures broke while on the cruise and the policy did not cover this loss
Raymond K. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. Unfortunately, this is a general exclusion with most plans.

    Per your policy certificate, the following is a listed exclusion:
    "12. artificial teeth and dental bridges;"

    Please contact us at 800-487-4722 if you have any further questions or concerns.
    Jan 09,2020
Nationwide Mutual Insurance Essential
Very easy process to review and purchase coverage. Price was better than what the travel agent offered.
Jean A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Thankfully, I did not have to file a claim. The coverage was reasonably priced and underwritten by a reputable well rated company.
Allen G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
First time we have filed a claim. Took some work getting all the documentations that is required when you cancel a cruise. I did all they asked and was rewarded with my money back fairly quickly. Thank you Nationwide.
Caroline W. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, I did not need to file a claim; however, having the piece of mind of knowing that I could recover much of my travel expense if something bad occurred with one of my or my wife's aging parents while we were in travel status was well worth the price of the policy.
Perry E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
since i did not have to file a claim, my comments are necessarily limited to scope and price,
clarence m. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I was paid in full for the medical expenses I incurred on this trip. My claim was processed promptly. I highly recommend this company & their policy.
Calvin H. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I didn't file any claim but I had peace of mind if something unexpected occurred before or during my vacation.
Alexis D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I went on a cruise to Hawaii and it was so rough we were unable to stop in Maui where I had a hotel reserved. I called and was told this was not trip interruption and I should have gotten cruise insurance. I got this insurance because I was going places other than the cruise (like Maui). Anyway, I'm out $300.00 and the cost of the useless insurance.
susan s. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Michelle A
    Photo
    Thank you for your review. Most travel insurance policies do not cover what occurred during your trip. There are some insurance providers that offer Cruise policies, these are policies that offer cruise specific benefits. Benefits can include Itinerary Change, Port of Call Change, Shipboard Service Disruption and others. For assistance finding the best plan for your concerns and going over the difference among plans, please call us at 800-487-4722.
    Dec 18,2019
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately we did not need the insurance and had a great trip. This insurance gives me a lot of peace of mind for a reasonable price.
Deborah M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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