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Travel Insurance Reviews Nationwide Prime

The Prime plan allows you to insure a higher trip cost than the Essential plan and also includes higher amounts of coverage to protect your pre-paid non-refundable monetary investment. This plan includes benefits for missed connections and changes in itineraries, along with a pre-existing condition waiver.

To learn more, see the Nationwide Prime product page.

Customers rated the Nationwide Mutual Insurance Company Prime plan
4.57 out of 5
1,050
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Prime
I purchased this policy because of the payment for trip delay of 6 hours or more. Since international travel was involved I wanted to be compensated for lost time in case of flight delays and/or cancellations. Since my return flight was cancelled in Chicago and I was over 12 hours late getting home I filed a claim for the $250 per day delay coverage. It was denied. I was told it would only reimburse for expenses. This is not what the policy reads. I will never use your company again and will certainly tell anyone looking for "insurance" that your company is only a reimbursement company, not an insurance company.
michael f. would not recommend this plan to a friend or relative.
12 of 16 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Debra
    IMT
    Photo
    The Travel Delay on this plan states must show proof of expenses (receipts) you had due to the covered delay.
    Sep 25,2012
  • Joe
    Photo
    Um, that's how all insurance works. You get actual expenses paid up to a set amount. Sounds like you wanted a windfall and they rightly denied you.
    Oct 18,2012
The trip included a
tour
Nationwide Mutual Insurance Prime
I did not have to file a claim this time. but the peace of mind, when you are relying on bush flights to keep you on a semi-schedule, by having trip insurance was great. Next time we do this sort of thing, we'll be back.
Roger J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Prime
I felt very secure in the coverage offered by the plan. I did not have to file a claim but I was able to enjoy my international trip more with the knowledge that I was protected.
Karen H. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Prime
Did not need to file a claim but the process of buying from InsureMyTrip.com was so easy we have purchased another policy for our next trip. The policy is again TruTravel.
Mary L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Thank goodness I didn't have to use the plan, but I always feel secure knowing that I am covered when traveling.
Anissa V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Easy to deal with and felt coverage was better than others when shopping,Landmark company
Thad H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
I got sick on my cruise and had to see the ship's doctor. That cost $90. I got a prescription for antibiotics on the ship. That cost $50. The TruTravel First Class plan paid 100%. Took less than 2 weeks to get reimbursed. I'll use them on my next cruise.
Richard R. would recommend this plan to a friend or relative.
11 of 12 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Prime
good company with a good price for insurance
Paul M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Prime
Although, we did not need to file a claim, it was relieving to know that every aspect of our trip would be covered in the event of an emergency or need to cancel. We were able to insure our flights, hotel stay and cruise for less then insurance offered by he cruise line, which would have only cover the cruise itself.
Donald W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Prime
We didn't have to use the plan we purchased but it's always good to know that we had the coverage if we needed it.
Janet D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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