MH Ross Advantage Asset Plus

The Advantage Asset Plus plan offers Trip Cancellation and Trip Interruption coverage as well as a broad range of other coverages to help protect you while you are traveling. Post-departure coverages, such as Baggage, Travel Delay, Medical, and Emergency Medical Evacuation can help to reimburse you for covered incidences that may occur while you are traveling.

This plan has added benefits if you purchase it within 15 days of making your initial deposit (please see full details as other conditions may apply) such as:

  • Pre-Existing Conditions Waiver - the pre-existing condition exclusion will be waived if all eligibility requirements are met.
  • Cancel For Any Reason - reimburses up to 75% of non-refundable trip cost in the event you have to cancel due to something other than one of the covered reasons listed under Trip Cancellation. You must be cancelling your trip no less than two days prior to the scheduled departure date, and you must have insured the full cost of the trip to be eligible for this benefit.

This plan may be beneficial if you will be traveling during hurricane season as it includes coverage in the event you have to cancel your trip within 24 hours of the scheduled departure date if your destination is under a hurricane warning issued by the NOAA National Hurricane Center. No one plans on having to cancel their trip, but unforeseen issues can arise, and it is best to be prepared and protect your hard earned travel investment.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive Plans
View Certificate
View Certificate
Refund Policy
14 Day Review Period
Insurance Underwriter
Arch Insurance Company
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 25%
Financial Default
14 Day Wait
Terrorism in Itinerary City
Foreign & U.S Domestic
Cancel for Any Reason
75% of non-refundable trip cost [Requires purchase within 15 days of Initial Trip Payment]
Baggage Loss
Baggage Delay
12+ hours
$250 max.
Travel Delay
6+ hours
$750 max.
Supplier Default
Medical Limit
Complications of Pregnancy
$750 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 15 days of Initial Trip Payment
Lookback Period
60 Days
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
$100,000 (+$)
$250,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$35,000 (+$)

Extended Personal Property Pac (+$)

Sports Upgrade Pac (+$)
Cancel for Work Reasons Benefit Included

Hospital of Choice Evac Included
Available to
U.S. Residents

Customer Ratings

Our customers rate the M.H. Ross Advantage Asset Plus plan on our site

on average based on
322 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

M.H. Ross
Advantage Asset Plus
The cost was fair with excellent coverage.
Ahmed E.
M.H. Ross
Advantage Asset Plus
Didn't have to use it, but was glad I had the coverage in case I did.
Margaret C.
M.H. Ross
Advantage Asset Plus
I've always purchased trip insurance and prior to his have only made 1 claim. The prior claim ( with another company) did not go well. They kept asking for more information than had previously been requested. Finally they did pay. With this M.H. Ross plan things went much better. When I called to report the claim they were very helpful. They e-mailed me the claim forms and told me specifically what other information was needed for processing. I sent in all material requested and was paid in full. Whole process took about 2 weeks.
david w.
See all reviews

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