MH Ross Advantage Asset Plus

The Advantage Asset Plus plan offers Trip Cancellation and Trip Interruption coverage as well as a broad range of other coverages to help protect you while you are traveling. Post-departure coverages, such as Baggage, Travel Delay, Medical, and Emergency Medical Evacuation can help to reimburse you for covered incidences that may occur while you are traveling.

This plan has added benefits if you purchase it within 15 days of making your initial deposit (please see full details as other conditions may apply) such as:

  • Pre-Existing Conditions Waiver - the pre-existing condition exclusion will be waived if all eligibility requirements are met.
  • Cancel For Any Reason - reimburses up to 75% of non-refundable trip cost in the event you have to cancel due to something other than one of the covered reasons listed under Trip Cancellation. You must be cancelling your trip no less than two days prior to the scheduled departure date, and you must have insured the full cost of the trip to be eligible for this benefit.

This plan may be beneficial if you will be traveling during hurricane season as it includes coverage in the event you have to cancel your trip within 24 hours of the scheduled departure date if your destination is under a hurricane warning issued by the NOAA National Hurricane Center. No one plans on having to cancel their trip, but unforeseen issues can arise, and it is best to be prepared and protect your hard earned travel investment.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
14 Day Review Period
Insurance Underwriter
Arch Insurance Company
AM Best Rating
A+
Years in Business
43

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 25%
Financial Default
14 Day Wait
Terrorism in Itinerary City
Foreign & U.S Domestic
Interrupt for Any Reason
Cancel for Any Reason
75% of non-refundable trip cost [Requires purchase within 15 days of Initial Trip Payment and certain conditions to be met]
Baggage Loss
$1,500
Baggage Delay
12+ hours
$250 max.
Travel Delay
6+ hours
$150/day
$750 max.
Supplier Default
Medical
Medical Limit
$50,000
Complications of Pregnancy
Terrorism
Dental
$750 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Waiver
If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met
Lookback Period
60 Days
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$500,000
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$25,000
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
$0
$100,000 (+$)
$250,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car
$0
$35,000 (+$)

Extended Personal Property Pac
Extended Personal Property Pac (+$)

Sports Upgrade Pac
Sports Upgrade Pac (+$)
Cancel for Work Reasons Benefit Included

Hospital of Choice Evac Included
Available to
U.S. Residents

Customer Ratings

Our customers rate the M.H. Ross Advantage Asset Plus plan on our site

(4.45)
on average based on 352 reviews.

Better Business Bureau Rating
No Rating Available

A.M. Best Rating
A+

Latest Reviews

M.H. Ross
Advantage Asset Plus
Purchased this plan because we were traveling with an agency that we had never used previously. Also, the resort we were planning to stay at wasn't open yet, and as a precaution we purchased travel insurance. As it turned out, everything with the trip, the resort and the agency worked out fine, but unfortunately, my husband got involved in a project at work and as a result we couldn't travel. Luckily, we had the travel insurance and our claim was handled promptly and was very easy to submit. The $252 we spent on the plan saved us thousands in non-refundable trip costs.
Ana Maria W.
M.H. Ross
Advantage Asset Plus
Third time using InsureMyTrip, the plans are affordable, and the peace of mind is priceless. The customer service is fantastic in selecting a plan. They do not push you to the more expensive plan. Actually, they have steered me towards a more cost effective option with all the coverage I need.
Bruce G.
M.H. Ross
Advantage Asset Plus
I filed a claim which took 5 months to get paid. I have accepted that the terrorism clause in the plan was worded poorly, and forced me to invoke the "Cancel for Any Reason" benefit of the plan, which only pays 75% of cancellation fees. The terrorism clause was worded such that the U.S. Government has to officially call the event an act terrorism. In Israel, there are things that occur that don't get officially designated by the U.S. State Department as terrorism. The cancellation for terrorism part of the plan was cleverly worded to leave a gap where some terrorist acts are not covered if they don't make the State Department radar. Now for the claim, although I sent in all the proper documentation, they were looking for a specific form of documentation from the airline on the cancellation fee, which was difficult to obtain. Eventually, I did get this resolved, and they did pay the claim.
David M.
See all reviews

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