TruTravel Insurance First Class

The TruTravel Insurance First Class plan has now been re-branded to the Nationwide Prime plan, and is no longer available for purchase. View the Prime plan here.

The First Class plan may appeal to you if you are looking for higher coverage limits to protect your financial investment. There are many important coverages included within this plan:

  • Trip Cancellation — reimburses you for the pre-paid, non-refundable expenses that you will lose in the event you have to cancel your trip for a covered reason prior to departure.
  • Trip Interruption — if, post departure, you need to end your trip early due to one of the listed covered reasons. This plan offers up to 200% of the insured trip cost, which can help to defray the cost of an emergency one-way ticket back home.
  • Baggage Delay — which can help to reimburse you for necessities you need to purchase due to your bags being delayed for 12 or more hours.
  • Travel Delay — if your travel is delayed for 6 or more hours, due to a covered reason, this coverage can reimburse you for food or accommodation expenses that you may incur.
  • Medical and Emergency Medical Evacuation — coverage for unexpected illness or injury that occurs during your trip, and, if needed, arrangements to transport you to a better equipped hospital.
  • Pre-Existing Condition Waiver — if the plan is purchased within 21 days of your initial trip payment (and all other eligibility requirements are met), then the Pre-Existing Condition exclusion will be waived.
Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 100%
Financial Default
If insurance purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
If insurance purchased within 21 days of Initial Trip Payment
Cancel for Any Reason
Baggage Loss
$2,000 (secondary)
Baggage Delay
12+ hours
$600 max.
Travel Delay
6+ hours
$1,500 max.
Supplier Default
Medical Limit
Complications of Pregnancy
$750 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 21 days of Initial Trip Payment
Lookback Period
60 Days
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Invalid section accident
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$35,000 (+$)

Roadside Assist
Identity Theft Services
TruTravel Wellness
Available to
U.S. Residents

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