Travel Insurance Reviews for Allianz Global Assistance Basic


The Allianz Basic plan is designed for travelers who prefer affordable coverage, including trip cancellation, pre-existing medical condition coverage, lost/damaged baggage benefits, and 24-hour assistance. It's great for weekend getaways and overnight trips.

To learn more, see the Allianz Basic product page.

Customers rate the Allianz Global Assistance Basic plan
(4.56 out of 5)
based on 1657 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
the United States
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Allianz Global Assistance Basic
Peace of mind comes at a cost. After having a heart attack just before a trip I have bought trip insurance almost every trip. So far so good. I have heard of the extravagant charges made to other travelers and realize that the cost of the insurance is low compared to the risk of uncontrolled costs. I have seen two evacuations from ships. One about ten miles south of the coast of India!
Stephen R. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
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Value
Claims no claim filed
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  • Empty Comment
Allianz Global Assistance Basic
I did have some peace of mind knowing that I had coverage in the event something unexpected happened and my trip was interrupted. I would probably purchase this plan again for a future trip, depending on the nature and cost of the trip and the amount of money at risk. I did have to make a change in my trip itinerary due to a late change in my flight times, and customer service handled it promptly and emailed me a confirmation that it had been changed, at no further cost to me. Good customer service and prompt action.
Bruce P. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
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Value
Claims no claim filed
Satisfaction
  • Empty Comment
Allianz Global Assistance Basic
We had never purchased any trip insurance prior to this trip. Because of the cost and length of the trip we kept getting the feeling that insurance would be smart. As it happened, out trip was delayed. We filed a claim and Allianz quickly processed the payment.

We've bought a second policy for an upcoming trip and will likely continue to do so for all future trips.
Barry N. would recommend this plan to a friend or relative.
4 of 4 people found this review helpful
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Claims
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  • Empty Comment
Allianz Global Assistance Basic
Allianz covered the costs of my airline tickets when I had to cancel my trip due to unexpected surgery.
Susan F. would recommend this plan to a friend or relative.
5 of 7 people found this review helpful
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Allianz Global Assistance Basic
Easy application process and past claims are straight forward and completed promptly.
Stephen H. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
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Value
Claims no claim filed
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  • Empty Comment
The trip included a
Allianz Global Assistance Basic
I wasn't clear if plan would pay in event of emergency, but felt a little better having some coverage.
Helen J. would recommend this plan to a friend or relative.
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  • Zac
    Photo
    Thank you for your feedback. The most common covered perils on travel insurance plans are unforeseen medical emergencies. Additional covered emergencies can vary from plan to plan. The Allianz Global Assistance Basic plan covers Trip cancellation and Trip interruption, if you or a traveling companion is seriously ill or injured, a family member who isn’t traveling with you is seriously ill or injured, and you, a traveling companion or family member passes away. There are additional covered reasons.

    The plan also offers an emergency medical benefit up to 10,000 USD with a 50.00 USD deductible for a sudden, unexpected illness or injury during your trip that’s either life threatening or could cause serious and irreparable harm if it isn’t treated.

    Above are just a few of the benefits offered by comprehensive travel insurance. In the future, please call us prior to purchase so that we can provide a thorough explanation of the policy benefits. Our representatives are available 7 days a week by calling 800-487-4722. We look forward to assisting you in the future.
    Jan 30,2016
The trip included a
Allianz Global Assistance Basic
This is a great service. However, it would be nice if I could add another short trip onto this Allianz Basic policy instead of paying again. I do have questions regarding full price of trip.
Brenda W. would recommend this plan to a friend or relative.
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Value
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  • Carol
    Photo
    Thank you for providing your review. Travel insurance plans do allow you to include back-to-back trips under a single Comprehensive plan. Your trip ends once you return home so you could visit multiple destinations in the course of a single trip and insure them all under one policy. However, your policy would end once you return home.

    Trip cost should be the total amount of money you would lose if you had to cancel your trip on your scheduled departure date. This should include all prepaid and non-refundable expenses prior to your departure date. Covered expenses may include airline tickets, transportation expenses, lodging, cruises, excursions, tours and event tickets.
    Nov 26,2015
Allianz Global Assistance Basic
I use Allianz Global Insurance for all my trips. I have had to file a claim in the past due to medical reasons and was extremely satisfied with the coverage and response time in getting the claim settled. I was able to do most of the file claiming online, but when I didn't understand something and called, the representatives I spoke with were very helpful. I will continue using Allianz for all my travel needs.
Denise S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
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Value
Claims no claim filed
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  • Empty Comment
Allianz Global Assistance Basic
Easiest way to purchase trip insurance just in case something does happen.
Jeffrey H. would recommend this plan to a friend or relative.
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Value
Claims no claim filed
Satisfaction
  • Empty Comment
Allianz Global Assistance Basic
The plan gave me peace of mind, which is what I wanted.
Jeffrey D. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
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