The Silver plan is the most economical of the three domestic plans offered by InsureandGo. Offering protection for a trip cost up to $10,000, this plan provides protection for your standard travel needs through comprehensive benefits.
In the event you need to cancel your trip due to a covered reason, this plan will reimburse you up to 100% of your pre-paid, non-refundable trip cost. Similarly if your trip should be interrupted for a covered reason, you would be eligible for up to 150% of the trip cost. The extra percentage would to offset costs of change or cancellation fees charged by your travel supplies.
While this plan also provides coverage for baggage loss, baggage delay and travel delay, the Silver plan has the lowest amount of coverage of InsureandGo’s three domestic travel insurance plans. These benefit limits can be used in the event that your baggage is lost or delayed during your departure trip to your destination or if your travel is delayed for a covered reason and results in your needing accommodations.
This plan also provides coverage if you were to miss your cruise connection. If you are delayed on route to your cruise port due to a covered reason, than you may be eligible for the coverage to catch you up to your cruise at the next port of call.
The Silver plan includes emergency medical coverage. You may be eligible for the pre-existing condition waiver if the plan is purchased within 14 days of your initial trip payment and certain conditions are met. If you do not qualify for the waiver, then the pre-existing lookback period is 60 days.
Finally, like all InsureandGo plans, this plan includes 24-hour emergency assistance, travel assistance, concierge services and roadside assistance.