MH Ross Advantage Complete

The MH Ross Advantage Complete plan offers the highest limits of coverage of the four plans available from MH Ross. Also unlike the other plans, Advantage Complete offers a broad range of covered reasons for trip cancellation and trip interruption.

Under trip cancellation there is hurricane warning coverage, which is beneficial if you will be traveling during hurricane season and have to cancel within 24 hours of the scheduled departure date due to your destination being under a hurricane warning issued by the NOAA National Hurricane Center. This coverage allows you more flexibility as you can cancel your trip if your destination is under a hurricane warning, and you don't feel comfortable traveling. This coverage goes into effect 14 days after your plan effective date.

This plan also offers Cancel for Any Reason, which allows you to cancel your trip up to two days prior to the scheduled departure date for something other than a covered reason. Reimbursement under Cancel for Any Reason is up to 75% of your pre-paid, non-refundable trip cost. This coverage is time sensitive and must be purchased within 15 days of your initial trip payment (and all other eligibility requirements must be met).

On top of these coverages to protect your monetary investment, this plan also offers standard comprehensive travel insurance benefits for baggage protection, travel delay, medical, emergency medical evacuation and Accidental Death & Dismemberment. The plan also includes non-medical emergency evacuation benefits.

You can add a few optional benefits to this plan, to customize it to your needs. Extra coverage for your personal property, expanding your baggage protection coverage is available. Also you can add rental car collision coverage and sports activity coverage. The sports activity coverage will help to expand the covered reasons for medical coverage if injured while taking part in a listed sports activity.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Extended Personal Property Pac
Extended Personal Property Pac (+$)

Sports Upgrade Pac
Sports Upgrade Pac (+$)

Your Quote

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Ratings and reviews

Our customers rate the M.H. Ross Advantage Complete on our site
(4.48) of 5
on average based on 56 reviews.
A.M. Best Rating
Better Business Bureau Rating
We had a minor claim of $204 for a hotel night and food related to a cancelled flight on our return home. I did submit all the required claim documentation with perhaps a little overkill. They paid us in full with no hassle. It did take a little longer than expected at about 23 days from the date they received our claim to the date we received their check. We will certainly use them again.
jeffrey M.
The premium was almost double that charged for similar coverage for a trip to Turkey last September.
Ira G.
Although I didn't have to use the plan or file any claims, having the comprehensive coverage gave me the peace of mind for a worry-free trip.
Casey W.
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