Travel Insurance Reviews RoamRight Essential

As the most economical plan offered by RoamRight, the Essential plan offers basic comprehensive travel insurance coverage. This plan includes trip interruption and cancellation insurance, medical benefits, medical evacuation coverage, lost or delayed baggage coverage, and a 24/7 assistance hotline to help you file claims, provide travel info, and more.

To learn more, see the RoamRight Essential product page.

Customers who have rated the RoamRight Essential plan
4.59 out of 5
201
ratings and reviews
96%
recommended
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Cruise
Filed claim
RoamRight Essential
I feel weird reviewing this since I didn't end up using it, but I guess it was nice having the peace of mind that my trip was insured. I would pay more attention to the reviews of people who had to use their insurance though.
Scott W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
RoamRight Essential
We had to reschedule a trip to panama for medical reasons. RoamRight reimbursed us for the expenses incurred - no questions asked. Also paid very quickly.
Richard P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
RoamRight Essential
I love being able to have a good, comprehensive plan for our trip insurance and love using Insure my Trip. I felt the price was a little high, this time, for a short, inexpensive 3-4 day trip, this included a short Bahama cruise, which was why it was more, I was told. We have about the paid the same amount for more expensive trips to Europe for 6 weeks or so, but from a different insurer that Insure my Trip used. All in all we had a great time at our family reunion and felt secure while we were on our trip!
Monique B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for providing your review. We did look back through your prior purchases which date back to 2010! We appreciate your continued faith in our services.

    As you indicated, your policy premium has increased since your trip to Europe in 2013. However, your premium increase is directly to related to your ages. Policy premium is based on age of traveler, cost of trip and the length of trip. Since each company sets rates according to an age range, your premiums have increased as you moved into the higher age range. For example, you may qualify for one rate between the ages of 51 to 60, but upon reaching age 61, your premium would increase. Age ranges do vary among companies so it would be best for you to call us for competitive quotes prior to purchase.
    May 05,2016
The trip included a
tour
RoamRight Essential
Although luckily I did not get to use the plan it game me great relief and sense of peace in case I needed it.
Ariella B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
RoamRight Essential
Perfect plan and customer services. Love it
Sajia W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
RoamRight Essential
This plan gave us peace of mind as both my husband and I have chronic conditions that could flare before or during our trip.
Joanne W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
RoamRight Essential
Have not had to use insurance on trips so can't say
whether claims are handled efficiently ... but am
content with having the policy.
Sandra A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
RoamRight Essential
We had a wonderful trip! It was made even better by knowing RoamRight was there in the event we needed them.
Eugene C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
RoamRight Essential
I was surprised to hear that i needed to pay extra if I included a beneficiary.
Emelita Jurado M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for providing a review for the RoamRight Essential plan. However, there is no additional premium to list a beneficiary. The additional premium was to add the Accidental Death Benefit which requires that we list a beneficiary.
    Apr 12,2016
The trip included a
cruise
RoamRight Essential
A member of our family became ill and sadly we had to cancel our cruise. RoamRight made the process very easy and quickly refunded the entire cost of our trip. Extremely glad we purchased this insurance because you never know.
Richard A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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