Travel Insurance Reviews for Nationwide Essential


The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rate the Nationwide Mutual Insurance Company Essential plan
(4.66 out of 5)
based on 2498 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
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Filed claim
The trip included a
Nationwide Mutual Insurance Essential
This has been a positive experience for me and I will never travel without insurance again.
Debra E. would recommend this plan to a friend or relative.
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Value
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Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
We missed our cruise.Due to blizzard in New York we were not able to fly out.I by travel insurance 3-4 times a year always wondering, if i ever have to file claim,will i be reimbursed?And guess what?In 2 weeks after Nationwide Mutual received my claim,i received the checks with no hassle.Thank you,Insure my trip and Nationwide.
Diana L. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
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Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
I am glad I had trip insurance and glad I did not need to use it. I will buy another policy for our next trip.
Jeffrey S. would recommend this plan to a friend or relative.
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Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Fortunately I did not have to use the insurance but it gave me peace of mind knowing I had coverage. The price seems fair and less expensive than that which was offered through the tour service I was using. Definitely call and talk to an agent - extremely helpful!
Lorraine M. would recommend this plan to a friend or relative.
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Claims no claim filed
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  • Empty Comment
Nationwide Mutual Insurance Essential
Had to cancel one trip and reschedule due to a medical issue. As always, Nationwide is a pleasure to deal with and they respond quickly, even if they need more information, to handle a claim. Of all the traveling we do, we have had to file a couple of claims over the past year, and they have been great to work with. I think the best of the best when it comes to protecting a significant trip.
steven e. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
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Value
Claims
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
It was good to have peace of mind knowing if something happened, we had protection.
Dale W. would recommend this plan to a friend or relative.
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Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
We incurred costs for hotel, taxis and food due to missing our connecting flight in Miami. So even though American Airlines was horrible to us, Nationwide was great. They processed our travel claim quickly and painlessly. I will definitely use them again!
Robert C. would recommend this plan to a friend or relative.
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  • Empty Comment
Nationwide Mutual Insurance Essential
It is very easy to meet all needs until one has to file a claim. Purchasing is easy. We did not have to file a claim so I can't really evaluate if the policy and company meet needs. My main needs are cancellation, interruption, medical, or existing condition coverage. Who knows what I pay for everything else that I don't need and have covered elsewhere.
merle f. would recommend this plan to a friend or relative.
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Claims no claim filed
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  • Empty Comment
Nationwide Mutual Insurance Essential
I've never had to file a claim for travel insurance before so I was apprehensive but I had picked this plan based on the good reviews. The first time that I called the phone number listed in my policy to open a claim, nobody picked up so I left a voicemail. This policy processes its claims with a company called Coordinated Benefit Plans LLC. Unexpectedly, someone called me back the same day and they were very courteous on the phone. They sent me an email with the information they needed for filing a travel delay claim, but they attached the wrong document. When I replied by email to explain that they didn't attach the claim form, I received no response by email. However, when I called, they were very responsive and apologetic. I emailed my claim form and all backup documentation as instructed but I received no confirmation of receipt or any indication that my claim was being processed. I called after a few days and they confirmed that my claim was being reviewed. About 5 days after I emailed my claim, I receive an email indicating that my claim for trip delay was approved. I received a check in the mail within 2 weeks. I think my claim was straightforward so it was easy to process. It was pretty hassle free.
Angela C. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
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Nationwide Mutual Insurance Essential
Didn't need it so it worked perfectly! ;-)
Sonja S. would recommend this plan to a friend or relative.
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Claims no claim filed
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  • Empty Comment
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