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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,732
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great policy and easy to purchase. Was able to flex the plan and associated cost based on the items we wanted covered. This particular policy is a great option for those doing an ocean or river cruise as part of their international travel plans. I liked the Bon Voyage email that InsureMyTrip.com sent us prior to our trip which summarized the policy coverage and provided key customer care contact information.
Steven R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I didn’t have to use it, thank goodness, so hard to say other than glad I had it
Margaret Mary S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We have always purchased trip insurance for our vacation travels. This was the first time I had ever had to file a claim. Our connecting flight was delayed over 3 hours causing us to miss embarkation in Miami for our 7-day cruise. The first 2 days were spent at sea and the first port of call in St. Kitts. We would not be able to get to the ship until 3 days later. We thought that our comprehensive insurance would reimburse us. However, we received an email notification from Nationwide denying our claim stating that because the flight was only 3 hours delayed we were not eligible to be reimbursed for anything. We were not refunded for trip delay or trip interruption. We paid just over $5K for the vacation and another $197 for the insurance that proved to be worthless. I would not recommend buying trip insurance from Nationwide.
Terry M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I didn't make any claims so I don't know how that would have turned out.
Kathryn S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Found coverage here i wanted. I always insure my out of the country trips. Mostly for the medical and evac portion. Fortunately, I have never had to file a claim. So I can't speak to service in that area.
Linda S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I didn't need to use the plan but was grateful to have it just in case something happened to me, or the trip.
Loretta S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Purchased this plan through a third party website, which I will not do again. I will go straight to Nationwide for my needs. The third party site did not allow me access to my policy once purchased. I received an email once purchased with my policy number and that was it. I couldn’t find my policy to print it so I had to call Nationwide an ask for it to be emailed to me. Cut out the middle man and make life easier, I’m assuming purchasing directly would have also saved me a little money.
Sean W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Easy, Quick, affordable. Cheaper than adding coverage through airlines, or travel apps. $153 for a 17 day trip, 3 cities multiple flights and a 10 day Mediterranean cruise with extraction for two 50 year olds. Best value for peace of mind that I was glad to have and hope never to have to use.
Jennifer V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I bought a policy with Nationwide for my trip within the United States. The trip went smoothly until we started home. Our connecting flight out of Dallas was canceled due to a hurricane affecting Florida airports. My husband and I had to stay in Dallas for two nights. The agent I spoke to on the phone about making a claim was helpful. I sent receipts and verification via email and they always acknowledged receipt. They quickly let me know what else they needed, and about three weeks later I received a check for my delay costs. I would recommend this company.
Sherry R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Appreciate the email just prior to our trip giving us contact information and policy number in case we needed it.
Paul K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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