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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,749
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Easy to use and the price is great!!!
William M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Yes I would recommend, however we did not use it so I cannot attest to the coverage. Clark Howard a local Georgia economist recommended this company so we used them. Price seemed reasonable to us.
Judith M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Did not have a need to use it
Ehud K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I did not need to file a claim but it was easy to get the insurance and covered mist of what I needed it to cover
Antonio A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Just took a while to get through the process. My only concern is if we had a medical issue, would it take the same amount of time or could you cover cost when they occur at a hospital.
David G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great policy and easy to purchase. Was able to flex the plan and associated cost based on the items we wanted covered. This particular policy is a great option for those doing an ocean or river cruise as part of their international travel plans. I liked the Bon Voyage email that InsureMyTrip.com sent us prior to our trip which summarized the policy coverage and provided key customer care contact information.
Steven R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I didn’t have to use it, thank goodness, so hard to say other than glad I had it
Margaret Mary S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We have always purchased trip insurance for our vacation travels. This was the first time I had ever had to file a claim. Our connecting flight was delayed over 3 hours causing us to miss embarkation in Miami for our 7-day cruise. The first 2 days were spent at sea and the first port of call in St. Kitts. We would not be able to get to the ship until 3 days later. We thought that our comprehensive insurance would reimburse us. However, we received an email notification from Nationwide denying our claim stating that because the flight was only 3 hours delayed we were not eligible to be reimbursed for anything. We were not refunded for trip delay or trip interruption. We paid just over $5K for the vacation and another $197 for the insurance that proved to be worthless. I would not recommend buying trip insurance from Nationwide.
Terry M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I didn't make any claims so I don't know how that would have turned out.
Kathryn S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Found coverage here i wanted. I always insure my out of the country trips. Mostly for the medical and evac portion. Fortunately, I have never had to file a claim. So I can't speak to service in that area.
Linda S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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