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AXA Assistance USA Gold

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AXA Assistance USA Gold

The AXA Assistance USA Gold plan is a comprehensive travel insurance plan. You have all the standard comprehensive benefits you’d expect, such as trip cancellation, baggage protection, and trip delay. The plan also includes the option to add on a Collision Damage Waiver for Rental Car coverage up to $35,000. You will have to check with your rental car company to see if they will accept this type of insurance before adding it on to your plan.

Much like other comprehensive plans, the Gold plan has reimbursement limits for covered travel delays and missed connections for cruise and land tours. You can find the list of covered reasons for each benefit in the full plan certificate. This plan also includes emergency medical reimbursement and emergency medical evacuation if deemed necessary by the attending doctor. If the traveler is eligible, a waiver can be added to the plan to remove the pre-existing condition exclusion. This is a time-sensitive benefit, meaning you must be purchasing the plan within 14 days after making your initial trip payment to be eligible, among other requirements that can be found in the full certificate.

Unlike many comprehensive plans, the Gold plan also provides many benefits with AXA’s 24/7 Worldwide Travel Assistance Services. The Assistance Services also include Medical Repatriation, Urgent Message Relay, Legal Referrals, Lost Document Assistance, and so on. The full list of services can be found in the plan details.

Coverages and Plan Info

The AXA Assistance USA Gold plan is a comprehensive travel insurance plan. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Plan details are for general information only.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 50%
Baggage Loss
$1,500
Baggage Delay24+ hours
$300 max
.
Medical Limit$100,000
Pre-Existing Condition WaiverIf insurance purchased within 14 days of Initial Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period60 days
Medical Evacuation$500,000

Repatriation of Remains
$500,000

Plan Info

Protect your trip with cancellation, interruption, delay and medical benefits.

Plan TypeComprehensive
Refund Policy10 Day Review Period
Available toU.S. Residents
AM Best RatingA+

Trip Protection

Protect your trip with cancellation, interruption, delay and medical benefits.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 50%
Financial Default10 Day Wait
Terrorism in Itinerary CityForeign and U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss$1,500
Baggage Delay24+ hours
$300 max
.
Travel Delay12+ hours
$200/day
$1,000 max
.
Vacation Rental Damage

Medical

Protect your trip with cancellation, interruption, delay and medical benefits.

Medical Limit$100,000
Dental$5,000 included in Medical

Pre-Existing Conditions

Protect your trip with cancellation, interruption, delay and medical benefits.

WaiverIf insurance purchased within 14 days of Initial Trip Payment and certain conditions are met
Lookback Period60 days

Accidental Death

Protect your trip with cancellation, interruption, delay and medical benefits.

24-Hr Full Coverage$25,000
Common CarrierIncluded in Accidental Death 24-Hour
Flight Only$50,000

Evacuation

Protect your trip with cancellation, interruption, delay and medical benefits.

Medical Evacuation$500,000

Repatriation of Remains
$500,000

Additional Benefits

Protect your trip with cancellation, interruption, delay and medical benefits.

24-Hour Emergency AssistanceCall for Details
Rental Car$35,000 (optional)
Optional Coverages
NotesIncluded Benefits:
Concierge Service

Missed Connection

Identity Theft Services

Non-Medical Evacuation $50,000

WorldTrips

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WorldTrips

Established in 1998, WorldTrips has crafted its medical plans over years of experience to benefit non-U.S. residents and U.S. residents alike. The medical plans available through InsureMyTrip are designed to assist travelers taking a single trip abroad, or multiple international trips throughout the year. The comprehensive plans offer trip protection benefits for U.S. residents looking to cover pre-paid, non-refundable trip costs. In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

WorldTrips, headquartered in Indianapolis, Indiana, is a full-service company offering international medical insurance designed to meet needs of consumers worldwide. They are a recognized leader in the field of international health insurance, offering international medical insurance products designed to meet needs of customers worldwide.

Assistance services for WorldTrips comprehensive and medical plans are available 24 hours a day, seven days a week. WorldTrips is committed to “Coverage Around the World”. Whenever you travel, you’ll have someone in your corner.

WorldTrips Plans

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  4. WorldTrips Atlas Journey Escape

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  5. WorldTrips Atlas Journey Explore

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  6. WorldTrips Atlas Journey Preferred

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  8. WorldTrips Atlas MultiTrip

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Trawick International

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Trawick International

Founded in 1998, Trawick International offers many different types of insurance products to travelers all around the world. They continue to research ground-breaking plans to satisfy the needs of travelers everywhere.

The Trawick International travel insurance plan offered here is designed for individuals traveling abroad. Trawick International has an extensive worldwide network of quality doctors and professionals.  When covered under a plan from Trawick International, you will have Travel Assistance available twenty-four hours a day and seven days a week.  After purchasing a plan, the policy is immediately issued by email which will also include personal ID cards. Trawick International’s personal and professional service is one of Trawick International’s services that can set them apart from competitors.

Travelex

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Travelex

Travelex builds their travel protection plans with their customers in mind. They offer several comprehensive travel insurance plans to protect you and your travel investment. From the weekend getaway, to the family vacation, to the luxury around-the-world cruise, Travelex has a protection plan to meet your needs.

For more than 25 years, Travelex Insurance Services has been a leading U.S. provider of travel insurance. As a premier partner to the travel industry, Travelex offers an array of products designed to help travelers create and protect the moments that matter most while they explore the world.

Their commitment to outstanding customer service makes Travelex stand out among the competition. They know travelers are real people at the other end of the line, so their customer solutions and travel assistance teams are ready to respond with kindness, respect, and patience when you need them. Travelex Insurance Services protection plans are underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company (NAIC #16535, state of domicile: New York).

Nationwide

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Nationwide

With over 95 years of experience in insurance, Nationwide, which is based in Ohio, brings this expertise to their library of plans available here at InsureMyTrip. Each Nationwide trip insurance plan is designed to meet the specific needs of travelers.

Nationwide knows what travelers need, and sometimes that is assistance. That is why they have a 24-hour assistance line. Their assistance service can help you with pre- and post-departure needs like determining exchange rates, passport information, and lost baggage retrieval. Plans are underwritten by Nationwide Mutual Insurance Company, Columbus, Ohio. In WA, coverage is underwritten by Nationwide Life Insurance Company, Columbus, Ohio and Nationwide Mutual Insurance Company, Columbus, Ohio. Applicable to Policy forms NSIGTC 2000, NSHTC 2000, SRTC 2000, or state equivalent.

Nationwide also has a specific library of plans that are geared toward going on a cruise. If you are planning on going on a cruise, you’ll want to look at these options as they will provide tailored coverage for your trip.

John Hancock Insurance Agency, Inc.

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John Hancock Insurance Agency, Inc.

The plans offered by John Hancock Agency can cover your trip just about anywhere your travels may take you. They provide plans with a wide-range of coverage for travel to domestic and international destinations.

John Hancock Insurance Agency, Inc. is a subsidiary of Manulife Financial Corporation, a leading North American-based financial services group serving millions of customers in 22 countries and territories worldwide. The underwriter for all travel insurance plans distributed by John Hancock Insurance Agency is Starr Indemnity & Liability Company. John Hancock Insurance Agency, Inc. acts only as an agency/distributor and is not the underwriter/insurer obligated to the policyholder for the benefits provided by this product.

These plans provide insurance benefits specialized to protect your financial investment in travel. They offer coverages that reimburse for many Unforeseen Events in case you have to cancel your trip, or your trip is interrupted due to an unexpected emergency. These plans provide reimbursement for unused non-refundable travel arrangements in case you need to return home early due to an Unforeseen Event. For additional coverage, consider the optional Cancel For Any Reason Rider. Cancel For Any Reason is not available in all states. If you meet the eligibility requirements for the Cancel For Any Reason Rider and you purchase this optional coverage, you would have the choice to cancel for reasons outside of the covered Unforeseen Events up to 48 hours before the scheduled departure date and receive up to 75% of your pre-paid and nonrefundable trip cost.

The company provides multilingual assistance 24 hours a day, seven days a week. This can help to answer any questions you may have on your plan before, during, or after your trip. Customer assistance is designed to make the claims and reimbursement process as smooth as possible.

Each plan has an available review period (not available in all states) that gives you 14 days to look over the plan after purchase. If you decide within those 14 days that the plan does not meet your needs, and you have not yet left for your trip or filed a claim, you may cancel and receive a full refund.

These plans are underwritten by Starr Indemnity & Liability Company, a Texas domiciled corporation (NAIC Company Code: 38318: TX license number: 93542) with its principal place of business at 399 Park Avenue, 2nd Floor, New York, NY 10022. Starr Indemnity & Liability Company is currently authorized to do business in all states, the District of Columbia and Puerto Rico. Not all coverages may be available in all jurisdictions. This website contains only a brief description of the coverages available under each plan, and the policy will contain reductions, limitations, exclusions, and termination provisions. These plans provide insurance coverage during the covered trip. You may have coverage from other sources that provide you with similar benefits but may be subject to different restrictions depending upon your other coverage. You may wish to compare the terms of these policies with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker.

International Medical Group

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International Medical Group

International Medical Group (IMG) has been a dedicated provider of international medical insurance and travel insurance for over 20 years. They understand the varied ways people can travel internationally – whether for business or pleasure.

Founded in 1990, International Medical Group (IMG) is a worldwide leader in designing, distributing, and administering global healthcare benefits and assistance services. Headquartered in Indiana, they provide insurance to customers in over 190 different countries. IMG has prepared plans that reach the needs of their various travelers to protect them in the best way possible.

They have insured millions of travelers since their conception, combining their insurance products with an impeccable service record to bring Global Peace of Mind®. Their members have 24-hour access to IMG services no matter the part of the world they currently inhabit.

IMG offers travel protection plans for U.S. residents as a part of their iTravelInsured product line, which provide medical coverage for emergency medical situations as well as trip protection benefits. These benefits include trip cancellation and trip interruption, which are coverages used to insure your prepaid, non-refundable trip cost. Also included are baggage loss and delay, travel delay, and emergency medical evacuation benefits.

The iTravelInsured travel protection plans are underwritten by United States Fire Insurance Company and SiriusPoint America Insurance Company, and the Patriot travel medical plans are underwritten by SiriusPoint Specialty Insurance Corporation.

HTH Worldwide

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HTH Worldwide

HTH Worldwide Insurance Services, a division of Worldwide Insurance Services, LLC offers a variety of travel medical insurance across the U.S. under leading brands. Travelers can venture confidently knowing that HTH works hard to deliver innovative, world-class service, including state-of-the-art mobile and web-based medical assistance tools and databases. From a careful selection process for doctors and hospitals, to medical assistance, HTH programs meet the highest expectations for quality and service.

Looking for a travel medical or travel insurance plan? HTH has a wide range of products that give you coverage that’s just right for you.

HTH Travel Insurance Trip Protector plans provide comprehensive coverage including covering 100% of trip costs in the event of cancellation and up to $500,000 for sickness and injury while traveling. HTH’s network of physician’s bill HTH directly so that members do not have to worry about paying medical bills upfront.

HTH also offers travel medical insurance through its TravelGap products. Policies provide up to $1,000,000 in medical coverage and up to $500,000 in medical evacuation coverage.

Plan benefits with HTH also include travel medical and accident protection, pre-existing condition coverage, medical evacuation, access to HTH’s community of trusted physicians in more than 190 countries, protection against trip cancellation and interruption, baggage loss protection, and so much more!

Generali Global Assistance

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Generali Global Assistance

Travel insurance plans provided by Generali Global Assistance (Formerly CSA Travel Protection) are backed by their Customer Commitment to provide superior products and services, attentive customer care and personalized claims handling. With a Generali plan you can rest assured that they will uphold their reputation and stand by you in a stressful time to insure a smooth, in-house claims process.

Generali Global Assistance is a full-service travel insurance and assistance provider. Formerly doing business as CSA Travel Protection, Generali Global Assistance customers will receive the same outstanding customer service and travel insurance plans they have come to expect from the company over the past 25 years. Their Standard, Preferred, Premium, and Vacation Rental Damage plans are built on the diverse needs of today’s travelers.

As part of the Assicurazioni Generali Group—one of the largest insurance companies in the world—Generali Global Assistance prides itself on delivering a simpler, smarter approach to insuring and servicing millions of customers each year. Plans are underwritten by Generali U.S. Branch.

Like many other travel insurance companies, they provide a 24-hour emergency hotline from anywhere in the world to help customers access a global network of physicians and care providers. Customers also receive concierge services for a variety of traveling needs including pet relocation assistance as well as Identity Theft Resolution Services.

Unsure if a travel insurance plan is right for you, but want to take advantage of time-sensitive benefits? Generali Global Assistance offers a 10-day review period in most states and a 30-day review period for residents of Indiana. If you decide the plan doesn’t work for your needs at any time during the review period you can cancel for a full refund, provided you have not left for your trip or filed a claim.

Travel insurance coverages are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231, for the operating name used in certain states, please see Important Disclosures.

Claims Assistance

  • Claims Phone
  • (800) 541-3522

  • Claims Email: 
  • [email protected]

  • Claims Mailing Address:
    Generali Global Assistance & Insurance Services
    Attn: Claims Department
  • P.O. Box 939057
  • San Diego, CA 92193-9057

  • Toll Free Assistance Phone: 
  • (877) 243-4135
  • Assistance Phone (Outside US):  
  • (240) 330-1529 (If overseas, call collect)

Crum & Forster – Travel Insured International

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Crum & Forster – Travel Insured International

Crum & Forster – Travel Insured International has been providing comprehensive travel insurance plans to worldwide travelers for over 20 years. The company runs off their founder’s principles – Pete’s Principles, ensuring that the customers’ needs are first and foremost in any customer service process.

Located in Glastonbury, Connecticut, Crum & Forster – Travel Insured International offers an array of travel insurance protection benefits including emergency evacuation, trip cancellation and trip interruption protection, medical care coverage, baggage protection and more.

For over 20 years, they have been committed to “understanding, anticipating and fulfilling” the customers’ needs. This is the first of Pete’s Principles. Representatives at Crum & Forster – Travel Insured International listen and learn from their customers to build travel insurance plans that speak to their needs and possible concerns.

They endeavor to give the customer quality customer service that goes above and beyond for their customers. The customer service team is dedicated to doing this with compassionate and friendly service.

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